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13292 Villa Monte, Lakeside, CA 92040 Property Records

San Diego County property record for 13292 Villa Monte, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,233 sqft · built 1995
Lot Size0.138 acres (6,013 sqft)
Owner2 Individual Names on Record
Last Sale$895,000 (Nov 2022)
Tax Bill$11,817 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN395-410-11-00

Property Details

APN / Parcel Number

Primary APN395-410-11-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,233 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area6,013 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address13292 VILLA MONTE
CityLAKESIDE
StateCA
Zip92040-2507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 11 TR 012927
Legal SubdivisionSAN DIEGO #4467
Legal Tract012927
Legal Block1
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1005
Census Tract16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13292 VILLA MONTE, LAKESIDE, CA 92040-2507
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 14, 2022Grant Deed, Transfer · Conventional Mortgage
WORLD WIDE CREDIT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2022 · Amount on Record
Deed SaleNov 14, 2022 · Amount on Record
Prior SaleAug 5, 1994 · Amount on Record
Deed Document Number2022436431
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13292 VILLA MONTE, LAKESIDE, CA 92040-2507
Transaction TypeMortgage
Record UpdatedFeb 10, 2026
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13292 VILLA MONTE, LAKESIDE, CA 92040-2507

Mortgage

Document Number0000028708
DateFeb 2, 2026
Instrument2026-0028708
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 1, 2036

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 14, 2022
Property Address13292 VILLA MONTE, LAKESIDE, CA 92040-2507
Document Number0000436431
Map ReferenceMAP 12927
Instrument DateOct 24, 2022
Instrument2022-0436431
Transaction TypeTransfer
Record UpdatedNov 21, 2022
Title CompanyEQUITY TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address13292 VILLA MONTE, LAKESIDE, CA 92040-2507

Mortgage

Document Number0000436432
DateNov 14, 2022
Instrument2022-0436432
Lender
NameWORLD WIDE CREDIT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$949,778 (+2%) Land $351,142 Building $598,636
2025$11,817.00 (+6.13%) Homeowner's exemption$931,156 (+4.04%) Land $344,257 Building $586,899
2023$11,134.00 (+128.53%) Homeowner's exemption$895,000 Land $330,890 Building $564,110
2022$4,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 46% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon, Wyyerd Connect.

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