13291 Lomas Verdes Dr, Poway, CA 92064 Property Records

San Diego County property record for 13291 Lomas Verdes Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,341 sqft · built 1985
Lot Size	1.08 acres (47,045 sqft)
Owner	Company Name on Record
Tax Bill	$20,046 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`273-900-33-00`

Property Details

APN / Parcel Number

Primary APN	`273-900-33-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,341 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Lot Area	47,045 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13291 LOMAS VERDES DR
City	POWAY
State	CA
Zip	92064-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	LOT 33 (EX ST WID) TR 009620
Legal Subdivision	SAN DIEGO 3842-1
Legal Tract	009620
Legal Block	2
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17020

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13291 LOMAS VERDES DR, POWAY, CA 92064-1244
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 1, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Feb 7, 2020	Deed of Trust, Mortgage · VA Mortgage OAKSTAR BANK NA
Nov 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2012
Deed Sale	Apr 23, 2012
Prior Sale	Apr 6, 2007 · Amount on Record
Deed Document Number	2012234312
Prior Transfer Date	May 15, 2003
Prior Transfer Doc	0000632710
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2026
Property Address	13291 LOMAS VERDES DR, POWAY, CA 92064-1244
Document Number	0000182451
Instrument Date	Jun 4, 2026
Instrument	2026182451
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	13291 LOMAS VERDES DR, POWAY, CA 92064-1244
Investor	Possibly a Property Investor

Mortgage

Document Number	0000182451,
Date	Jun 25, 2026
Instrument	2026182451

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13291 LOMAS VERDES DR, POWAY, CA 92064-1244
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13291 LOMAS VERDES DR, POWAY, CA 92064-1244

Mortgage

Document Number	0000316383
Date	Aug 4, 2022
Instrument	2022-0316383

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Jun 18, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13291 LOMAS VERDES DR, POWAY, CA 92064-1244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13291 LOMAS VERDES DR, POWAY, CA 92064-1244

Mortgage

Document Number	0000767624
Date	Dec 1, 2020
Instrument	2020-0767624

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13291 LOMAS VERDES DR, POWAY, CA 92064-1244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063698
Date	Feb 7, 2020
Instrument	2020-0063698

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2018
Property Address	13291 LOMAS VERDES DR, POWAY, CA 92064-1244
Document Number	0000459715
Instrument Date	Oct 26, 2018
Instrument	459715
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13291 LOMAS VERDES DR POWAY CA 920641244, POWAY, CA 92064-1244

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,810,205 (+2%) Land $975,495 Building $834,710
2025	$20,046.00 (+4.91%) Homeowner's exemption	$1,774,712 (+4.04%) Land $956,368 Building $818,344
2023	$19,107.00 (+21.45%) Homeowner's exemption	$1,705,800 Land $919,232 Building $786,568
2022	$15,732.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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