13290 Cogswell St, Romulus, MI 48174 Property Records

Wayne County property record for 13290 Cogswell St, Romulus, MI 48174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,085 sqft · built 1950
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Mar 2026)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`80 118 01 0013 000`

Property Details

APN / Parcel Number

Primary APN	`80 118 01 0013 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,085 sqft Living Area
1st Floor Area	1,085 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	60,548 sqft (1.39 acres)
Lot Dimensions	611 ft deep x 99 ft wide
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13290 COGSWELL ST
City	ROMULUS
State	MI
Zip	48174-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B/RCOD
Legal Description	30A13 LOT 13 SEYMOUR AND TROESTERS SYLVAN WOODS SUB T3S R9E L68 P91 WCR
Legal Subdivision	SEYMOUR & TROESTERS SYLVAN WOODS
Legal Lot Number	13
Jurisdiction	WAYNE MI
Township / Civil Division	ROMULUS
Census Block Group	1
Census Block	1003
Census Tract	586300

Owner

13290 Cogswell St is owned and occupied by an individual who bought it in March 2026.

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	47119 LAUREN CT, VAN BUREN TOWNSHIP, MI 48111-4294
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PUBLIC SERVICE CU
Mar 25, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 16, 2021	Intrafamily Transfer, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Jan 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on File
Deed Sale	Mar 25, 2026 · Amount on File
Prior Sale	Mar 16, 2021
Deed Document Number	2026140775
Deed Book / Page	60182 / 90
Prior Transfer Date	Mar 24, 2026
Prior Transfer Doc	0000140775
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	13290 COGSWELL ST, ROMULUS, MI 48174-4707
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13290 COGSWELL ST, ROMULUS, MI 48174-4707

Mortgage

Document Number	0586700824
Date	Feb 5, 2024
Book Page	58670/824
Instrument	2024026534

Lender

Name	PUBLIC SERVICE CU
Type	Credit Union
Address	ROMULUS, MI 48174

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 28, 2039

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 25, 2026
Property Address	13290 COGSWELL ST, ROMULUS, MI 48174-4707
Document Number	0601820090
Book / Page	60182 / 90
Map Reference	LB 68 PG 91
Instrument Date	Mar 24, 2026
Instrument	2026140775
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13290 COGSWELL ST, ROMULUS, MI 48174-4707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47119 LAUREN CT, VAN BUREN TOWNSHIP, MI 48111-4294

Mortgage

Document Number	0006018292
Date	Mar 25, 2026
Instrument	60182/92

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Mar 16, 2021
Property Address	13290 COGSWELL ST, ROMULUS, MI 48174-4707
Document Number	0565151254
Book / Page	56515 / 1254
Map Reference	LB 68 PG 91
Instrument Date	Mar 8, 2021
Instrument	2021093556
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13290 COGSWELL ST, ROMULUS, MI 48174-4707

Mortgage

Document Number	56511428
Date	Mar 16, 2021
Instrument	56511/428

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 2, 2018
Property Address	13290 COGSWELL ST, ROMULUS, MI 48174-4707
Document Number	0541430018
Book / Page	054143 / 000018
Instrument Date	Dec 20, 2017
Instrument	806
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8560 ERAL CT YPSILANTI MI 481989557, YPSILANTI, MI 48198-9557

Tax Assessment & Valuation

The 2025 property tax bill for 13290 Cogswell St was $2,694 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Romulus City
Unified School District	Romulus Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,400 (+6.52%)	$192,800 (+6.52%)
2025	$2,694.00 Homeowner's exemption	$90,500	$181,000
2023	$2,572.00 Homeowner's exemption	$81,000	$162,000
2019	$2,345.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13290 Cogswell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13290 Cogswell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROMULUS serves 23,989 people · EPA ID MI0005785
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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