1329 W 16th St, Merced, CA 95340 Property Records

Merced County property record for 1329 W 16th St, Merced, CA 95340

Property Summary

Property Type	Commercial
Lot Size	0.179 acres (7,777 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Apr 2026)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2026 Sale + 4 more
Flood Zone	Zone AH (high risk)
APN	`031-102-005-000`

Property Details

APN / Parcel Number

Primary APN	`031-102-005-000`
Alternative APN	`031-102-005`

Exterior

Lot Area	7,777 sqft (0.179 acres)

Location & Zoning

Old Parcel Number	031-102-005
Street Address	1329 W 16TH ST
City	MERCED
State	CA
Zip	95340-4426
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CT
Legal Description	MERCED POR LOT 4 BLK 506
Legal Subdivision	MERCED
Legal Block	506
Legal Lot Number	4
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3028
Census Tract	1301

Owner

1329 W 16th St, a commercial property, is owned by an individual who bought it in April 2026.

Source: Merced County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	115 S FORK AVE, B, MERCED, CA 95341-5478
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage JOSE R MERCADO
Apr 10, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Apr 10, 2026	Grant Deed, Transfer · Seller Carry-Back FIRST AMERICAN TITLE
Jul 29, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jul 29, 2019	Grant Deed, Transfer · Conventional Mortgage CAROL A CHEVOYA
Jul 29, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Jul 29, 2019 · Amount on File
Deed Document Number	20269152
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	0000022888
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1329 W 16TH ST, MERCED, CA 95340-4426
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2823 MONTANA AVE, MERCED, CA 95340-2515

Mortgage

Document Number	0000047613
Date	Oct 25, 2021
Instrument	2021047613

Lender

Name	JOSE R MERCADO
Type	Private Party
Address	1104 TAHOE ST, MERCED, CA 95348

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 10, 2026
Property Address	1329 W 16TH ST, MERCED, CA 95340-4426
Document Number	0000009153
Instrument Date	Apr 1, 2026
Instrument	20269153
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	115 S FORK AVE, MERCED, CA 95341-5478

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 10, 2026
Property Address	1329 W 16TH ST, MERCED, CA 95340-4426
Document Number	0000009152
Instrument Date	Mar 30, 2026
Instrument	2026.9152
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	115 S FORK AVE, MERCED, CA 95341-5478

Mortgage

Document Number	0000009154,
Date	Apr 10, 2026
Instrument	2026..9154

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate	5.98%
Max Rate	-1%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 29, 2019
Property Address	1329 W 16TH ST, MERCED, CA 95340-4426
Document Number	0000022889
Instrument Date	Jul 9, 2019
Instrument	22889
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1329 W 16TH ST MERCED CA 953404426, MERCED, CA 95340-4426

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 29, 2019
Property Address	1329 W 16TH ST, MERCED, CA 95340-4426
Document Number	0000022890
Instrument Date	Jul 1, 2019
Instrument	22890
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2823 MONTANA AVE MERCED CA 953402515, MERCED, CA 95340-2515

Mortgage

Document Number	22891
Date	Jul 29, 2019
Instrument	22891

Lender

Name	CAROL A CHEVOYA
Address	601 E 22ND ST, MERCED, CA 95340-4024
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jul 29, 2019
Property Address	1329 W 16TH ST, MERCED, CA 95340-4426
Document Number	0000022888
Instrument Date	Jul 1, 2019
Instrument	22888
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E 22ND ST MERCED CA 953404024, MERCED, CA 95340-4024

Tax Assessment & Valuation

The 2025 property tax bill for 1329 W 16th St was $3,217, up 5.5% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,452 (+2%) Land $66,928 Building $217,524
2025	$3,217.00 (+5.51%)	$278,875 Land $65,616 Building $213,259
2024	$3,049.00 (+1.36%)
2023	$3,008.00 (+1.31%)	$268,048 Land $63,069 Building $204,979
2022	$2,969.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1329 W 16th St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	167.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 83 policies
Nearby Flood Policies	83 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1329 W 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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