1329 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 1329 Scott St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,125 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Tax Bill	$851 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-13-07-019.00`

Property Details

APN / Parcel Number

Primary APN	`055-13-07-019.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,125 sqft Finished Area
Gross Area	2,675 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1329 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-3456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTIN HIRAM LOTS Q-X 22.5' WS SCOTT 100' S 1ST ALLEY S 13TH
Legal Subdivision	MARTIN HIRAM
Legal Lot Number	Q,X
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3024
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1329 SCOTT ST, COVINGTON, KY 41011-3456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1329 SCOTT ST, COVINGTON, KY 41011-3456
Transaction Type	Mortgage
Record Updated	Feb 9, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 SCOTT ST, COVINGTON, KY 41011-3456

Mortgage

Document Number	0005900026
Date	Jan 26, 2023
Book Page	KCM 436/528
Instrument	23012605900026

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,200 (+47.44%) Land $10,000 Building $157,200	$167,200 (+47.44%) Land $10,000 Building $157,200
2025	$851.00 (-4.6%) Homeowner's exemption	$113,400 (-) Land $5,000 Building $108,400	$113,400 (-) Land $5,000 Building $108,400
2023	$892.00 Homeowner's exemption	$113,400 Land $5,000 Building $108,400	$113,400 Land $5,000 Building $108,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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