1329 Rowe Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 1329 Rowe Rd, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,399 sqft · built 1962
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Jun 2020)
Tax Bill$12,674 (2026)
Deeds & MortgagesJun 2020 Sale & Mortgage
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN422400 40.19-3-40

Property Details

APN / Parcel Number

Primary APN422400 40.19-3-40
Alternative APN
  • 240004001900030400000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,399 sqft Living Area
1st Floor Area1,704 sqft
Upper Floors Area350 sqft
Basement Area345 sqft
Finished Basement345 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions130 ft deep x 90 ft wide
Garage TypeBasement
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1329 ROWE RD
CitySCHENECTADY
StateNY
Zip12309-2428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block3
Legal Lot Number40.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2011
Census Tract32101

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1329 ROWE RD, SCHENECTADY, NY 12309-2428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Jan 9, 2020Warranty Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Prior SaleJan 9, 2020 · Amount on Record
Deed Document Number202018406
Deed Book / Page2037 / 70
Record UpdatedOct 29, 2026

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJun 26, 2020
Property Address1329 ROWE RD, SCHENECTADY, NY 12309-2428
Document Number0000018406
Book / Page2037 / 70
Instrument DateMar 30, 2020
Instrument202018406
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyNEW YORK ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

NameVerified Name
Address1539 STATE ST, SCHENECTADY, NY 12304-3125

Mortgage

Document Number0000018408
DateJun 26, 2020
Instrument202018408
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 9, 2020
Property Address1329 ROWE RD, SCHENECTADY, NY 12309-2428
Document Number0000000925
Book / Page002028 / 000087
Instrument DateDec 10, 2019
Instrument925
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Transaction

AmountAmount Recorded
Tax$1,008.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,674.00 (+1.37%)
2025$12,503.00$276,000 (-) Land $38,800 Building $237,200$408,900 (+17.03%) Land $57,483 Building $351,417
2023$276,000 Land $38,800 Building $237,200$349,400 Land $49,119 Building $300,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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