Meade County property record for 1329 Otter Rd, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,560 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 01.40.14 |
| Primary APN | 01.40.14 |
|---|
| Lot Area | 43,996 sqft (1.01 acres) |
|---|
| Street Address | 1329 OTTER RD |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-3347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VISTA ESTATES SUB LOT 14 ASSESSED EQUALIZED LOCAL COUNTY STATE EXEMPT ACRES UNITS VALUE VALUE BOARD BOARD BOARD AMOUNT |
| Legal Subdivision | VISTA ESTATES SUB |
| Legal Lot Number | 14 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20401 |
Source: Meade County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1329 OTTER RD, STURGIS, SD 57785-3347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK |
| Apr 19, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1329 OTTER RD, STURGIS, SD 57785-3347 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 943/1191 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 943/1191 |
| Instrument | 21001518 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1329 OTTER RD, STURGIS, SD 57785-3347 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2018 |
| Name | Verified Name |
|---|
| Document Number | 901/591 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 901/591 |
| Instrument | 18002208 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | STURGIS, SD 57785 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,560.00 (+1.09%) Additional exemption filed | $414,310 (-) Land $48,000 Building $366,310 | $414,310 Land $48,000 Building $366,310 |
| 2024 | $5,500.00 (-3.42%) | ||
| 2023 | $414,310 Land $48,000 Building $366,310 | ||
| 2022 | $5,695.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 60% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 7,020 people · EPA ID SD4600321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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