St. Charles County property record for 1329 Nutmeg Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,160 sqft · built 1978 |
| Lot Size | 0.212 acres (9,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (May 2003) |
| Tax Bill | $2,800 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 497174A000 |
| Primary APN | 497174A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Gross Area | 2,738 sqft |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 1,160 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,250 sqft (0.212 acres) |
| Lot Dimensions | 125 ft deep x 74 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 497174A000 |
|---|---|
| Street Address | 1329 NUTMEG DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | CINNAMON HILLS #1 LOT 7 |
| Legal Subdivision | CINNAMON HILLS #1 |
| Legal Lot Number | 7 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 311147 |
Source: St. Charles County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1329 NUTMEG DR, SAINT CHARLES, MO 63303-6326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Feb 9, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage THE HOME LOAN EXPERT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2003 · Amount on Record |
| Deed Sale | May 1, 2003 · Amount on Record |
| Deed Document Number | 200361206 |
| Deed Book / Page | 3383 / 1129 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 6, 2026 |
| Property Address | 1329 NUTMEG DR, SAINT CHARLES, MO 63303-6326 |
| Document Number | 0000037366 |
| Instrument Date | Aug 1, 2026 |
| Instrument | 202637366 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1329 NUTMEG DR, SAINT CHARLES, MO 63303-6326 |
| Document Number | 0000037366, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 202637366 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1329 NUTMEG DR, SAINT CHARLES, MO 63303-6326 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1329 NUTMEG DR, SAINT CHARLES, MO 63303-6326 |
| Document Number | 0000024954 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023R-024954 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 9, 2022 |
| Property Address | 1329 NUTMEG DR, SAINT CHARLES, MO 63303-6326 |
| Document Number | 0000007957 |
| Map Reference | MB 15 PG 30 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 2022R-007957 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1329 NUTMEG DR, SAINT CHARLES, MO 63303-6326 |
| Document Number | 0000007958 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022R-007958 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,510 (-) | $244,791 (-) Land $45,000 Building $199,791 | |
| 2025 | $2,800.00 | $46,510 (+9.26%) | $244,791 (+9.26%) Land $45,000 Building $199,791 |
| 2023 | $42,570 | ||
| 2022 | $224,051 Land $45,000 Building $179,051 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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