1329 James St, Florence, AL 35630 Property Records

Lauderdale County property record for 1329 James St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 850 sqft · built 1951
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Sep 2021)
Tax Bill	$473 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-01-02-3-002-042-000`

Property Details

APN / Parcel Number

Primary APN	`24-01-02-3-002-042-000`
Alternative APNs	`086775` `25979` `86775`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	135 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	86775
Street Address	1329 JAMES ST
City	FLORENCE
State	AL
Zip	35630-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	70 X 138 IRR WOODLAND TERRACE S/D BLK 2 LOT 17 .22 AC/C SEC 02 T3S R11W PB 2 PG 142 RESOLUTION 2021/58901 SCOND HOME
Legal Range	11W
Legal Township	03S
Legal Section	02
Legal Subdivision	WOODLAND TERRACE
Legal Block	2
Legal Lot Number	17
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1031
Census Tract	11000

Owner

1329 James St is owned by an individual who bought it in September 2021.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	98 BELMONT DR, KILLEN, AL 35645-5150
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST SOUTH BANK FSB
Sep 29, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	0202158902
Deed Book / Page	2021 / 58902
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 22, 2021
Property Address	1329 JAMES ST, FLORENCE, AL 35630-2314
Document Number	2021/58902
Book / Page	2021 / 58902
Map Reference	MB 2 PG 142
Instrument Date	Sep 20, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	668 COUNTY ROAD 279, FLORENCE, AL 35633-2995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 JAMES ST, FLORENCE, AL 35630-2314

Mortgage

Document Number	202158904202158904
Date	Sep 22, 2021
Instrument	2021/58904202158904

Lender

Name	FIRST SOUTH BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 29, 2017
Property Address	1329 JAMES ST, FLORENCE, AL 35630-2314
Document Number	2017/43674
Book / Page	2017 / 43674
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 KNIGHTS BRIDGE RD, FLORENCE, AL 35630-1114
Investor	Possibly a Property Investor

Mortgage

Document Number	2017/43677
Date	Sep 29, 2017
Book Page	2017/43677

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1329 James St was $473, up 7% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$473.00 (+7.01%)	$9,660 (+6.86%)	$97,660 (+8.15%) Land $8,400 Building $89,260
2024	$442.00 (+11.9%)	$9,040 (+1,312.5%) Land $700 Building $8,340	$90,300 (+11.92%) Land $7,000 Building $83,300
2023	$395.00 (-0.5%) Homeowner's exemption	$640 (-92.12%) Land $640	$80,680 (-0.52%) Land $6,300 Building $74,380
2022	$397.00	$8,120	$81,100 Land $6,900 Building $74,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1329 James St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1329 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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