Yellowstone County property record for 1329 Downy Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,563 sqft · built 1989 |
| Lot Size | 1.95 acres (85,073 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Aug 2012) |
| Tax Bill | $3,621 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B029230 |
| Primary APN | 000B029230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,563 sqft Living Area |
| 1st Floor Area | 2,563 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 85,073 sqft (1.95 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 1,440 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 418 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Deck Area | 384 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1329 DOWNY RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-9320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHHILL ESTATES SUB 1ST, S03, T02 S, R24 E, BLOCK 1, LOT 3 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | NORTHHILL ESTATES SUB 1ST |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1902 |
Source: Yellowstone County records, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1329 DOWNY RD, LAUREL, MT 59044-9320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2012 · Amount on Record |
| Deed Sale | Aug 16, 2012 · Amount on Record |
| Deed Document Number | 20123634769 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1329 DOWNY RD, LAUREL, MT 59044-9320 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004002063 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 4002063 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1329 DOWNY RD, LAUREL, MT 59044-9320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003908889 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 3908889 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2035 |
Source: Yellowstone County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $718,200 (+38.62%) Land $150,715 Building $567,485 | $718,200 (+38.62%) Land $150,715 Building $567,485 | |
| 2024 | $3,621.00 (+10.36%) | ||
| 2023 | $3,281.00 | $518,100 | $518,100 Land $92,109 Building $425,991 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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