1329 Cudmore Ave, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1329 Cudmore Ave, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1907
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Tax Bill	$867 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Mortgage + 1 more
APN	`06-9.0-29-001-001-010.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-29-001-001-010.000`

Interior

Building Area	1,344 sqft Base Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	363 ft deep x 101 ft wide

Location & Zoning

Street Address	1329 CUDMORE AVE
City	SAINT JOSEPH
State	MO
Zip	64503-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:NATE BLOCK'S SUB-DIVISION LOT:34 BLK:LGL DESC:
Legal Subdivision	NATE BLOCKS SUB-DIVISION
Legal Lot Number	34
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1012
Census Tract	2100

Owner

1329 Cudmore Ave is owned and occupied by two individuals who acquired it in July 2020.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1329 CUDMORE AVE, SAINT JOSEPH, MO 64503-3432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 24, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jul 27, 2020	Warranty Deed, Transfer ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020
Deed Sale	Jul 27, 2020
Prior Sale	Jul 24, 2020 · Amount on File
Deed Document Number	20206379
Deed Book / Page	3751 / 213
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1329 CUDMORE AVE, SAINT JOSEPH, MO 64503-3432
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 CUDMORE AVE, SAINT JOSEPH, MO 64503-3432

Mortgage

Document Number	003773/402
Date	Mar 2, 2022
Book Page	3773/402
Instrument	2022001976

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 24, 2020
Property Address	1329 CUDMORE AVE, SAINT JOSEPH, MO 64503-3432
Document Number	003751/179
Book / Page	3751 / 179
Instrument Date	Jul 24, 2020
Instrument	2020006344
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 CUDMORE AVE, SAINT JOSEPH, MO 64503-3432

Mortgage

Document Number	2020006345
Date	Jul 24, 2020
Instrument	2020006345

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 27, 2020
Property Address	1329 CUDMORE AVE, SAINT JOSEPH, MO 64503-3432
Document Number	003751/213
Book / Page	3751 / 213
Instrument Date	Jul 23, 2020
Instrument	2020006379
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 CUDMORE AVE, SAINT JOSEPH, MO 64503-3432

Tax Assessment & Valuation

The 2025 property tax bill for 1329 Cudmore Ave was $867, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00 (+0.12%)	$12,140 Land $1,330 Building $10,810	$63,890 Land $7,000 Building $56,890
2024	$866.00 (+16.4%)
2023	$744.00 (-0.67%)	$11,380 (-) Land $1,330 Building $10,050	$59,920 Land $7,000 Building $52,920
2022	$749.00	$11,380 Land $1,330 Building $10,050
2021			$59,920 Land $7,000 Building $52,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1329 Cudmore Ave; there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1981–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1329 Cudmore Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile, Verizon.

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