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1329 Charles Ln, Ramona, CA 92065 Property Records

San Diego County property record for 1329 Charles Ln, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,810 sqft · built 1968
Lot Size0.82 acres (35,719 sqft)
Owner2 Individual Names on Record
Last Sale$630,000 (Dec 2021)
Tax Bill$7,291 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Sep 2021 Transfer
Flood ZoneZone X (minimal risk)
APN282-352-05-00

Property Details

APN / Parcel Number

Primary APN282-352-05-00
Alternative APN
  • 6683323500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,810 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area35,719 sqft (0.82 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number6683323500
Street Address1329 CHARLES LN
CityRAMONA
StateCA
Zip92065-3321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 431 POR TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block431
Legal Lot Number431
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2003
Census Tract20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1329 CHARLES LN, RAMONA, CA 92065-3321
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 23, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2021 · Amount on Record
Deed SaleDec 30, 2021 · Amount on Record
Prior SaleJan 11, 1994 · Amount on Record
Deed Document Number2021875588
Prior Transfer DateJul 26, 2021
Prior Transfer Doc0000671288
Record UpdatedOct 29, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 30, 2021
Property Address1329 CHARLES LN, RAMONA, CA 92065-3321
Document Number0000875588
Map ReferenceMAP 644
Instrument DateDec 15, 2021
Instrument2021-0875588
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1329 CHARLES LN, RAMONA, CA 92065-3321

Mortgage

Document Number0000875589
DateDec 30, 2021
Instrument2021-0875589
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 23, 2021
Property Address1329 CHARLES LN, RAMONA, CA 92065-3321
Document Number0000671288
Map ReferenceMAP 644
Instrument DateJul 26, 2021
Instrument2021-0671288
Transaction TypeTransfer
Record UpdatedAug 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1329 CHARLES LN, RAMONA, CA 92065-3321

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$681,930 (+2%) Land $487,093 Building $194,837
2025$7,291.00 (+7.09%)$668,560 (+4.04%) Land $477,543 Building $191,017
2023$6,808.00 (-1.26%)$642,600 Land $459,000 Building $183,600
2022$6,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1980–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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