1329 Central Ave, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1329 Central Ave, Chattanooga, TN 37408

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,464 sqft · built 2021
Lot Size	1.02 acres (44,533 sqft)
Owner	Individual Name on File
Last Sale	$372,400 (Jan 2022)
Tax Bill	$1,430 (2025)
Deeds & Mortgages	Mar 2021 Construction Loan Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146I E 020 C002`

Property Details

APN / Parcel Number

Primary APN	`146I E 020 C002`
Alternative APN	`0000387600`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,464 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	44,533 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000387600
Street Address	1329 CENTRAL AVE
City	CHATTANOOGA
State	TN
Zip	37408-1516
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	C2
Legal Description	UNIT 1329 MAIN & CENTRAL SUB PB 4 PG 34 REV 115-20 REV 118-46
Legal Subdivision	SLAYTON ADDN
Legal Lot Number	5PT6
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3036
Census Tract	12400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1329 Central Ave, a townhouse, is owned and occupied by an individual who bought it in January 2022.

Source: Hamilton County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1329 CENTRAL AVE, CHATTANOOGA, TN 37408-1516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS NATIONAL BANK
Jan 27, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Prior Sale	Nov 3, 2020 · Amount on File
Deed Document Number	202293
Deed Book / Page	12824 / 355
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1329 CENTRAL AVE, CHATTANOOGA, TN 37408-1516
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000230
Date	Mar 29, 2021
Book Page	12420/19
Instrument	2021032900230

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38025

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 27, 2022
Property Address	1329 CENTRAL AVE, CHATTANOOGA, TN 37408-1516
Document Number	0000000093
Book / Page	12824 / 355
Map Reference	MB 11566 PG 118
Instrument Date	Jan 26, 2022
Instrument	2022012700093
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,377.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 CENTRAL AVE, CHATTANOOGA, TN 37408-1516

Mortgage

Document Number	0012824358
Date	Jan 27, 2022
Instrument	12824/358

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1329 Central Ave was $1,430, down 15.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,430.00 (-15.78%)	$94,375 (+24.34%)	$377,500 (+24.34%) Land $60,000 Building $317,500
2024	$1,698.00	$75,900 (-)	$303,600 (-) Land $80,000 Building $223,600
2023	$1,698.00	$75,900 (-)	$303,600 (-) Land $80,000 Building $223,600
2022	$1,698.00	$75,900	$303,600 Land $80,000 Building $223,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1329 Central Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1329 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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