13285 Nichols Rd, Burt, MI 48417 Property Records

Saginaw County property record for 13285 Nichols Rd, Burt, MI 48417

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,770 sqft · built 1969
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2026)
Tax Bill	$2,834 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-10-5-32-1013-000`

Property Details

APN / Parcel Number

Primary APN	`27-10-5-32-1013-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Lot Area	87,556 sqft (2.01 acres)
Garage Area	940 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Patio Area	779 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13285 NICHOLS RD
City	BURT
State	MI
Zip	48417-9434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT A PT 1400 FT S FROM N 1/4 CORN OF SEC 32 TH CONT S 236.5 FT TH E 370.5 FT TH N 236.5 FT TH W 370.5 FT TO POB 2.01
Legal Range	05E
Legal Township	10N
Legal Section	32
Legal Subdivision	SAGINAW STATE
Jurisdiction	SAGINAW MI
Township / Civil Division	TAYMOUTH
Census Block Group	2
Census Block	2040
Census Tract	13000

Owner

13285 Nichols Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Saginaw County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 N MILL ST, CLIO, MI 48420-1230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL MORTGAGE FUNDING
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Oct 14, 1998 · Amount on File
Deed Document Number	202623708
Prior Transfer Date	Apr 26, 2012
Prior Transfer Doc	0000016405
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 18, 2026
Property Address	13285 NICHOLS RD, BURT, MI 48417-9434
Document Number	0000023708
Instrument Date	Sep 17, 2026
Instrument	202623708
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219,675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 N MILL ST, CLIO, MI 48420-1230

Mortgage

Document Number	0000023772,
Date	Sep 18, 2026
Instrument	202623772

Lender

Name	NATIONAL MORTGAGE FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13285 NICHOLS RD, BURT, MI 48417-9434
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13285 NICHOLS RD, BURT, MI 48417-9434

Mortgage

Document Number	0000021669
Date	Aug 10, 2022
Instrument	2022021669

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 13285 Nichols Rd was $2,834 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Taymouth Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,400	$290,800
2025	$2,834.00 Homeowner's exemption
2023		$112,400	$224,800
2022	$2,343.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13285 Nichols Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13285 Nichols Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Air Advantage.

Nearby Properties on Nichols Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures