13285 Lazzaro Ct, Estero, FL 33928 Property Records

Lee County property record for 13285 Lazzaro Ct, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,975 sqft · built 2006
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (May 2017)
Tax Bill	$6,727 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-46-26-E1-0200I.0140`

Property Details

APN / Parcel Number

Primary APN	`32-46-26-E1-0200I.0140`
Alternative APNs	`263246E10200I0140` `324626020000I0140` `10500706`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,975 sqft Living Area
Gross Area	4,984 sqft
1st Floor Area	2,868 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	13,112 sqft (0.301 acres)
Garage Type	Attached
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Florida Room
Porch Area	317 sqft
Patio Area	715 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10500706
Street Address	13285 LAZZARO CT
City	ESTERO
State	FL
Zip	33928-6391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK I LOT 14
Legal Range	26E
Legal Township	46S
Legal Section	32
Legal Subdivision	BELLA TERRA
Legal Tract	E1
Legal Block	I
Legal Lot Number	14
Legal Unit	2
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5001
Census Tract	50311

Owner

13285 Lazzaro Ct is owned and occupied by an individual who bought it in May 2017.

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	13285 LAZZARO CT, ESTERO, FL 33928-6391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage ENCORE BK
May 9, 2017	Warranty Deed, Transfer BRYANT TITLE AND ESCROW LLC, BRYANT TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Prior Sale	Dec 4, 2012 · Amount on File
Deed Document Number	2017100093
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13285 LAZZARO CT, ESTERO, FL 33928-6391
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13285 LAZZARO CT, ESTERO, FL 33928-6391

Mortgage

Document Number	0000010185
Date	Jan 14, 2026
Instrument	2026000010185

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13285 LAZZARO CT, ESTERO, FL 33928-6391
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140660
Date	Apr 30, 2021
Instrument	2021000140660

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13285 LAZZARO CT, ESTERO, FL 33928-6391
Document Number	0000195511
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13285 LAZZARO CT ESTERO FL 339286391, ESTERO, FL 33928-6391

Mortgage

Document Number	0000195511
Date	Sep 19, 2017
Instrument	195511

Lender

Name	ENCORE BK
Type	Bank
Address	NAPLES, FL 34103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 18, 2037

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 9, 2017
Property Address	13285 LAZZARO CT, ESTERO, FL 33928-6391
Document Number	0000100093
Instrument Date	May 1, 2017
Instrument	100093
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	BRYANT TITLE AND ESCROW LLC, BRYANT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$2,835.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13285 LAZZARO CT ESTERO FL 339286391, ESTERO, FL 33928-6391

Tax Assessment & Valuation

The 2025 property tax bill for 13285 Lazzaro Ct was $6,727 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,953 (+2.7%)	$647,389 (-12.47%) Land $107,680 Building $539,709
2025	$6,727.00 Homeowner's exemption	$440,071	$739,589 Land $120,721 Building $618,868
2023	$6,377.00 (+0.06%) Homeowner's exemption	$415,213 (+3%)	$677,708 (+24.43%) Land $155,474 Building $522,234
2022	$6,373.00 Homeowner's exemption	$403,119	$544,671 Land $122,815 Building $421,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13285 Lazzaro Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13285 Lazzaro Ct is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

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