Saginaw County property record for 13285 Harris Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,888 sqft · built 1973 |
| Lot Size | 2.76 acres (120,226 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Nov 2025) |
| Tax Bill | $2,444 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-2-01-4004-001 |
| Primary APN | 07-09-2-01-4004-001 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood Siding |
| Lot Area | 120,226 sqft (2.76 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 451 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13285 HARRIS RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | N 499 FT OF W 241 FT OF NE 1/4 OF SE 1/4 2.76 ACRES SEC 1 T9N R2E |
| Legal Range | 02E |
| Legal Township | 09N |
| Legal Section | 01 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRADY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 12500 |
13285 Harris Rd is owned and occupied by two individuals who bought it in November 2025.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18349 S FORDNEY RD, OAKLEY, MI 48649-9773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TEAM ONE CU |
| Nov 21, 2025 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Prior Sale | Feb 9, 2015 · Amount on File |
| Deed Document Number | 202527323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 13285 HARRIS RD, CHESANING, MI 48616-8400 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | MISSION TITLE |
| Name | Verified Name |
|---|---|
| Address | 13285 HARRIS RD, CHESANING, MI 48616-8400 |
| Document Number | 0000016354 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021016354 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 21, 2025 |
| Property Address | 13285 HARRIS RD, CHESANING, MI 48616-8400 |
| Document Number | 0000027323 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025027323 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13431 PEET RD, OAKLEY, MI 48649-7705 |
| Name | Verified Name |
|---|---|
| Address | 18349 S FORDNEY RD, OAKLEY, MI 48649-9773 |
| Document Number | 0000027298 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025027298 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 13285 Harris Rd was $2,444 with a homeowner's exemption, up 3.3% from the year before.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brady Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,100 (+1.01%) | $200,200 (+1.01%) | |
| 2025 | $2,444.00 (+3.3%) Homeowner's exemption | $99,100 | $198,200 |
| 2024 | $2,366.00 | ||
| 2023 | $77,100 | $154,200 | |
| 2022 | $2,106.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13285 Harris Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13285 Harris Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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