13285 Cabral Cir, Galt, CA 95632 Property Records

Sacramento County property record for 13285 Cabral Cir, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,987 sqft · built 2013
Lot Size	1.86 acres (81,457 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,926 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`148-1120-009-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1120-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,987 sqft Living Area
1st Floor Area	1,987 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	81,457 sqft
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13285 CABRAL CIR
City	GALT
State	CA
Zip	95632-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	CABRAL RANCHETTES, LOT 9
Legal Subdivision	CABRAL RANCHETTES
Legal Lot Number	9
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1010
Census Tract	9502

Owner

13285 Cabral Cir is owned and occupied by two individuals who acquired it in December 2013.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13285 CABRAL CIR, GALT, CA 95632-8915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MTG
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit CAHP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2013
Deed Sale	Dec 26, 2013
Prior Sale	Dec 26, 2013
Deed Book / Page	20131226 / 1281
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13285 CABRAL CIR, GALT, CA 95632-8915
Document Number	2010191938
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13285 CABRAL CIR GALT CA 956328915, GALT, CA 95632-8915

Mortgage

Document Number	2010191938
Date	Oct 19, 2020
Instrument	2010191938

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13285 CABRAL CIR, GALT, CA 95632-8915
Document Number	1811070972
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13285 CABRAL CIR GALT CA 956328915, GALT, CA 95632-8915

Mortgage

Document Number	1811070972
Date	Nov 7, 2018
Instrument	1811070972

Lender

Name	CAHP CU
Type	Credit Union
Address	SACRAMENTO, CA 95827

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13285 Cabral Cir was $6,926, up 4.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,173 (+2%) Land $125,032 Building $437,141
2025	$6,926.00 (+4.31%)	$551,151 Land $122,581 Building $428,570
2024	$6,640.00 (+2.41%)
2023	$6,484.00 (+4.24%)	$529,751 Land $117,822 Building $411,929
2022	$6,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13285 Cabral Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13285 Cabral Cir is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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