13283 322nd St, Lindstrom, MN 55045 Property Records

Chisago County property record for 13283 322nd St, Lindstrom, MN 55045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2001
Square Footage	2,258 sqft Living Area
Lot Size	20,909 sqft (0.48 acres)
Occupancy	Owner Occupied
Last Sale	$107,000 (1996)
Tax Bill	$6,458.00 (2026)

Owner

Source: Chisago County records · APN 02-01253-00

Assessment roll updated November 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13283 322ND ST, LINDSTROM, MN 55045-8361
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 1996 · Amount on Record
Deed Sale	Dec 11, 1996 · Amount on Record
Deed Doc Number	19961826
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Recording Date	Jul 07, 2026
Property Address	13283 322ND ST, LINDSTROM, MN 55045-8361
Document Number	0000030705
Instrument Date	Jun 25, 2026
Instrument	202630705
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	DIVVY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13283 322ND ST, LINDSTROM, MN 55045-8361

Mortgage

Document Number	0000030705,
Date	Jul 07, 2026
Instrument	202630705

Lender

Name	HOMEOWNERSHIP CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 30, 2036

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Chisago County records · Assessment roll updated November 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Chisago Lake Township
Unified School District	Chisago Lakes School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,458.00 (+10.85%)
2025	$5,826.00 (-4.71%) Homeowner's exemption
2024		$580,800 (-5.61%)	$580,800 (-5.61%)
2023	$6,114.00 Homeowner's exemption	$615,300 (+8.27%) Land $293,800 Building $321,500	$615,300 (+8.27%) Land $293,800 Building $321,500
2022		$568,300 Land $264,900 Building $303,400	$568,300 Land $264,900 Building $303,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chisago County (27025C), updated April 17, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 20% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`02-01253-00`
Alternative APNs	`3163033` `3357157` `3441691` `3972811`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	2,258 sqft Living Area
Gross Area	3,082 sqft Gross Area
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	20,909 sqft (0.48 acres)
Lot Depth	140 ft Depth
Garage Area	1,008 sqft Garage
Utility Building	96 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	3972811
Street Address	13283 322ND ST
City	LINDSTROM
State	MN
Zip	55045-8361
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HERBERG BEACH LOT 013 BLOCK 001 SUBDIVISIONCD 02200
Legal Range	020
Legal Township	034
Legal Section	21
Legal Subdivision	HERBERG BEACH
Legal Block	1
Legal Lot Number	13
Jurisdiction	CHISAGO MN
Minor Civil Division	CHISAGO LAKE
Census Blockgroup	3
Census Block	3000
Census Tract	110501