1328 Zetsche Ct, Temple, TX 76504 Property Records

Bell County property record for 1328 Zetsche Ct, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1,268 sqft · built 2022
Lot Size	0.137 acres (5,999 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0093393884`

Property Details

APN / Parcel Number

Primary APN	`0093393884`
Alternative APN	`504610`

Interior

Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,999 sqft (0.137 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1328 ZETSCHE CT
City	TEMPLE
State	TX
Zip	76504-8669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PECAN CREEK SOUTH PHASE I, BLOCK 005, LOT 0020
Legal Subdivision	PECAN CREEK SOUTH PHASE I
Legal Block	5
Legal Lot Number	20
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2002
Census Tract	20900

Owner

Source: Bell County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1328 ZETSCHE CT, TEMPLE, TX 76504-8669
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE
Feb 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC
Dec 18, 2023	Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC
Mar 1, 2023	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026
Deed Sale	Aug 10, 2026
Prior Sale	Feb 13, 2026 · Amount on Record
Deed Document Number	202640304
Prior Transfer Date	Jan 26, 2026
Prior Transfer Doc	0000006639
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 10, 2026
Property Address	1328 ZETSCHE CT, TEMPLE, TX 76504-8669
Document Number	0000040304
Instrument Date	Aug 10, 2026
Instrument	202640304
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 ZETSCHE CT, TEMPLE, TX 76504-8669

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Feb 13, 2026
Property Address	1328 ZETSCHE CT, TEMPLE, TX 76504-8669
Document Number	0000006639
Map Reference	DOC 2021002620A&B
Instrument Date	Jan 26, 2026
Instrument	2026006639
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	VALERO TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31419 PENNANT CT, TEMECULA, CA 92591-7937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 ZETSCHE CT, TEMPLE, TX 76504-8669

Mortgage

Document Number	0000006640
Date	Feb 13, 2026
Instrument	2026006640

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 18, 2023
Property Address	1328 ZETSCHE CT, TEMPLE, TX 76504-8669
Document Number	0000055356
Map Reference	DOC 2021002620
Instrument Date	Dec 15, 2023
Instrument	2023055356
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 ZETSCHE CT, TEMPLE, TX 76504-8669

Mortgage

Document Number	0000055357
Date	Dec 18, 2023
Instrument	2023055357

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 1, 2023
Property Address	1328 ZETSCHE CT, TEMPLE, TX 76504-8669
Document Number	0000008308
Map Reference	DOC 2021-2620A-2620B
Instrument Date	Feb 28, 2023
Instrument	2023008308
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2026
Title Company	DHI TITLE OF CENTRAL TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 ZETSCHE CT, TEMPLE, TX 76504-8669

Mortgage

Document Number	0000008309
Date	Mar 1, 2023
Instrument	2023008309

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00 (-7.76%) Homeowner's exemption	$236,790 (+73.33%) Land $45,000 Building $191,790	$236,790 (+73.33%) Land $45,000 Building $191,790
2024	$3,995.00 (+27.55%)
2023	$3,132.00 (+367.46%)	$136,609 Land $35,000 Building $101,609	$136,609 Land $35,000 Building $101,609
2022	$670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

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