1328 Waterloo Geneva Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 1328 Waterloo Geneva Rd, Waterloo, NY 13165

Property Summary

Property Type	Community Shopping Center, Mini-Mall
Details	8,125 sqft · built 2005
Lot Size	0.66 acres (28,750 sqft)
Owner	Company Name on Record
Last Sale	$725,000 (May 2014)
Tax Bill	$23,849 (2026)
Deeds & Mortgages	Oct 2010 Mortgage Apr 2025 Sale + 2 more
APN	`453889 21-3-22`

Property Details

APN / Parcel Number

Primary APN	`453889 21-3-22`
Alternative APN	`388902100000030220000000`

Interior

Stories	1 Story
Building Area	8,125 sqft Gross Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	28,750 sqft (0.66 acres)
Porch	Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1328 WATERLOO GENEVA RD
City	WATERLOO
State	NY
Zip	13165-1265
Property Category	Commercial
Property Type	Commercial > Retail > Community Shopping Center, Mini-Mall
Local Zoning Code	02 - SINGL
Legal Block	3
Legal Lot Number	22.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2016
Census Tract	950600

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 LOWER 27 KNOLLS RD, HIGH FALLS, NY 12440
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2010	Deed of Trust, Mortgage · Commercial Mortgage HUDSON VALLEY CREDIT UNION
Apr 22, 2025	Deed, Transfer WESTCOR LAND TITLE, WESTERN LAND TITLE
May 9, 2014	Deed, Transfer · Commercial Mortgage MID HUDSON VALLEY FEDERAL CREDIT UNION
Oct 12, 2010	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2014 · Amount on Record
Deed Sale	May 9, 2014 · Amount on Record
Prior Sale	Oct 12, 2010 · Amount on Record
Deed Document Number	2014
Deed Book / Page	890 / 143
Record Updated	Oct 29, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	1328 WATERLOO GENEVA RD, WATERLOO, NY 13165-1265
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001307/0000000213
Date	Oct 27, 2010
Book Page	0000001307/0000000213
Instrument	0000003724

Lender

Name	HUDSON VALLEY CREDIT UNION
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Apr 22, 2025
Property Address	1328 WATERLOO GENEVA RD, WATERLOO, NY 13165-1265
Document Number	0001119/51
Book / Page	1119 / 51
Instrument Date	Oct 31, 2024
Instrument	70007
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	WESTCOR LAND TITLE, WESTERN LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LOWER 27 KNOLLS RD, HIGH FALLS, NY 12440

May 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	May 9, 2014
Property Address	1328 WATERLOO GENEVA RD, WATERLOO, NY 13165-1265
Document Number	0000000890/0000000143
Book / Page	0000000890 / 0000000143
Instrument Date	May 6, 2014
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	VICTORIA, ESQ. KOSSOVER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 519, NEW PALTZ, NY 12561-0519

Mortgage

Document Number	0000001496/0000000048
Date	May 9, 2014
Book Page	0000001496/0000000048

Lender

Name	MID HUDSON VALLEY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Oct 12, 2010
Property Address	1328 WATERLOO GENEVA RD, WATERLOO, NY 13165-1265
Document Number	0000000825/0000000072
Book / Page	0000000825 / 0000000072
Instrument Date	Oct 12, 2010
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2337 RTE 28A OB, OLIVEBRIDGE, NY 12461

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,849.00 (+5.36%)
2025	$22,636.00 (+200.49%)	$727,200 (-) Land $94,600 Building $632,600	$1,192,100 (+16.39%) Land $155,078 Building $1,037,022
2023		$727,200 Land $94,600 Building $632,600	$1,024,225 Land $133,239 Building $890,986
2019	$7,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

May also be available: T-Mobile, Verizon.

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