1328 Washington St, Henderson, KY 42420 Property Records

Henderson County property record for 1328 Washington St, Henderson, KY 42420

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,671 sqft · built 1885
Lot Size	0.076 acres (3,337 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Nov 2021)
Tax Bill	$255 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2-18-1-33`

Property Details

APN / Parcel Number

Primary APN	`2-18-1-33`
Alternative APN	`47128`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,671 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	3,337 sqft (0.076 acres)
Lot Dimensions	133 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	47128
Street Address	1328 WASHINGTON ST
City	HENDERSON
State	KY
Zip	42420-3732
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RESIDENTIAL
Legal Description	DUPLEX
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1020
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Henderson Cotton Mill Workers Housing District listed 1998 · 63 contributing resources · NRIS 98001495

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	305 S MAIN ST, HENDERSON, KY 42420-3524
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Nov 8, 2021	Deed, Transfer · Line of Credit FIELD & MAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Deed Document Number	2021013081
Deed Book / Page	RE 0655 / 271
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1328 WASHINGTON ST, HENDERSON, KY 42420-3732
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MT1403/85
Date	Sep 16, 2022
Book Page	MT1403/85
Instrument	2022009665

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 3, 2042

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 8, 2021
Property Address	1328 WASHINGTON ST, HENDERSON, KY 42420-3732
Document Number	RE0655/271
Book / Page	RE 0655 / 271
Map Reference	MB 126 PG 499
Instrument Date	Oct 27, 2021
Instrument	2021013081
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6858 ROBERTS RD, ROBARDS, KY 42452

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	305 S MAIN ST, HENDERSON, KY 42420-3524

Mortgage

Document Number	2021013082
Date	Nov 8, 2021
Instrument	2021013082

Lender

Name	FIELD & MAIN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	185 Months
Due	Apr 27, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$255.00 (-0.78%)	$23,000 (-)	$23,000 (-)
2023	$257.00 (+1.18%)	$23,000 (-17.86%)	$23,000 (-17.86%)
2022	$254.00	$28,000	$28,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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