1328 Warrior Rd, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 1328 Warrior Rd, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,988 sqft · built 2023
Lot Size	2.31 acres (100,667 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,748 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`884732327017`

Property Details

APN / Parcel Number

Primary APN	`884732327017`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,988 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	2,500 sqft
Finished Basement	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	100,667 sqft (2.31 acres)
Garage Type	Attached
Garage Area	1,132 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	920 sqft
Porch	Slab
Porch Area	1,214 sqft
Patio Area	520 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1328 WARRIOR RD
City	SERGEANT BLUFF
State	IA
Zip	51054-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SERGEANT BLUFF CITY PIONEER VALLEY LOT 3 (EX W 145.22 FT)
Legal Range	47W
Legal Township	88N
Legal Section	32
Legal Subdivision	PIONEER VALLEY SUBDIVISION
Legal Lot Number	3
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3037
Census Tract	3301

Owner

Source: Woodbury County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1328 WARRIOR RD, SERGEANT BLUFF, IA 51054-8016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Nov 14, 2022	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1328 WARRIOR RD, SERGEANT BLUFF, IA 51054-8016
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000060
Date	Jan 3, 2024
Instrument	2024-00060

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1328 WARRIOR RD, SERGEANT BLUFF, IA 51054-8016
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003838
Date	Nov 14, 2022
Instrument	2022-13838

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year CMT
Margin	3
Max Rate	9.99%

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,748.00 (+4,293.07%)	$1,250,760 (+4,532.44%) Land $51,600 Building $1,199,160	$1,250,760 (+4,532.44%) Land $51,600 Building $1,199,160
2023	$404.00 (-14.77%)	$27,000 Land $27,000	$27,000 Land $27,000
2022	$474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	300 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: ImOn Communications, Verizon.

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