1328 W Gandy St, Denison, TX 75020 Property Records

Grayson County property record for 1328 W Gandy St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,275 sqft · built 1938
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Tax Bill	$4,219 (2024)
Deeds & Mortgages	Apr 2021 Transfer Oct 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D017 3117475`

Property Details

APN / Parcel Number

Primary APN	`D017 3117475`
Alternative APN	`143536`

Interior

Stories	2 Stories
Building Area	2,275 sqft Living Area
1st Floor Area	2,275 sqft
Upper Floors Area	1,485 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1994
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	152 sqft
Deck Area	114 sqft
Patio Area	114 sqft
Utility Building	192 sqft

Location & Zoning

Account Number	143536
Old Parcel Number	D017 3117475
Street Address	1328 W GANDY ST
City	DENISON
State	TX
Zip	75020-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLERS 2ND ADDN, BLOCK 47, LOT 7, ACRES .1722
Legal Subdivision	MILLERS 2ND ADDN
Legal Block	47
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	4
Census Block	4017
Census Tract	501

Owner

1328 W Gandy St is owned by an individual who acquired it in April 2021.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	9882 COFFEY RD, AUBREY, TX 76227-6421
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Intrafamily Transfer, Transfer SENDERA TITLE
Oct 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 24, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jun 1, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019
Deed Sale	Oct 18, 2019
Prior Sale	Oct 18, 2019
Deed Document Number	0000025435
Last Transfer Date	Apr 9, 2021
Transfer Doc	0000011337
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Apr 9, 2021
Property Address	1328 W GANDY ST, DENISON, TX 75020-3410
Document Number	0000011337
Map Reference	VOL Y PG 539
Instrument Date	Apr 9, 2021
Instrument	2021-00011337
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9882 COFFEY RD, AUBREY, TX 76227-6421

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 18, 2019
Property Address	1328 W GANDY ST, DENISON, TX 75020-3410
Document Number	0000025435
Instrument Date	Oct 16, 2019
Instrument	25435
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9882 COFFEY RD AUBREY TX 762276421, AUBREY, TX 76227-6421

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 24, 2018
Property Address	1328 W GANDY ST, DENISON, TX 75020-3410
Document Number	0000001516
Instrument Date	Jan 16, 2018
Instrument	1516
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1328 W GANDY ST DENISON TX 750203410, DENISON, TX 75020-3410

Mortgage

Document Number	1517
Date	Jan 24, 2018
Instrument	1517

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 1, 2017
Property Address	1328 W GANDY ST, DENISON, TX 75020-3410
Document Number	0000011785
Book / Page	006009 / 000635
Instrument Date	May 30, 2017
Instrument	11785
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 W GANDY ST DENISON TX 750203410, DENISON, TX 75020-3410

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,176 Land $43,125 Building $148,051	$191,176 Land $43,125 Building $148,051
2024	$4,219.00
2023		$175,697 Land $40,875 Building $134,822	$175,697 Land $40,875 Building $134,822
2022	$3,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1328 W Gandy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1328 W Gandy St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, TekWav.

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