1328 Stonegate Ct, Crozet, VA 22932 Property Records

Albemarle County property record for 1328 Stonegate Ct, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,037 sqft · built 2004
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Oct 2021)
Tax Bill	$4,818 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056E0-03-00-02300`

Property Details

APN / Parcel Number

Primary APN	`056E0-03-00-02300`
Alternative APN	`17429`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,037 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	5,489 sqft (0.126 acres)
Garage Area	260 sqft
Porch	Slab
Porch Area	30 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1328 STONEGATE CT
City	CROZET
State	VA
Zip	22932-3159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	WESTERN RIDGE B 23
Legal Subdivision	WESTERN RIDGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	2
Census Block	2000
Census Tract	11102

Owner

1328 Stonegate Ct is owned and occupied by an individual who bought it in October 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1328 STONEGATE CT, CROZET, VA 22932-3159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 26, 2021	Deed, Transfer · Conventional Mortgage FIRST FIDELITY FUNDING GROUP LLC
May 2, 2017	Grant Deed, Transfer · Conventional with PMI PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	202117952
Deed Book / Page	5630 / 123
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1328 STONEGATE CT, CROZET, VA 22932-3159
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005579/713
Date	Jul 23, 2021
Book Page	5579/713
Instrument	2021-00012874

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 26, 2021
Property Address	1328 STONEGATE CT, CROZET, VA 22932-3159
Document Number	005630/123
Book / Page	5630 / 123
Map Reference	MB 2351 PG 48
Instrument Date	Oct 16, 2021
Instrument	2021-00017952
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 STONEGATE CT, CROZET, VA 22932-3159

Mortgage

Document Number	202100017953
Date	Oct 26, 2021
Instrument	2021-00017953

Lender

Name	FIRST FIDELITY FUNDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 2, 2017
Property Address	1328 STONEGATE CT, CROZET, VA 22932-3159
Document Number	0000004882
Book / Page	004903 / 000669
Instrument Date	Apr 26, 2017
Instrument	4882
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	COURT SQUARE TITLE AGENCY LLC, COURT SQUARE TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 STONEGATE CT CROZET VA 229323159, CROZET, VA 22932-3159

Mortgage

Document Number	4883
Date	May 2, 2017
Book Page	004903/000673
Instrument	4883

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1328 Stonegate Ct was $4,818, up 6.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,818.00 (+6.92%)	$538,900 Land $133,000 Building $405,900	$538,900 Land $133,000 Building $405,900
2025	$4,506.00
2023	$3,926.00	$459,800 Land $120,000 Building $339,800	$459,800 Land $120,000 Building $339,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1328 Stonegate Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1328 Stonegate Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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