1328 N Elms Rd, Flint, MI 48532 Property Records

Genesee County property record for 1328 N Elms Rd, Flint, MI 48532

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,112 sqft · built 1979
Lot Size1.86 acres (81,022 sqft)
OwnerIndividual Name on File
Tax Bill$3,374 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-07-508-002

Property Details

APN / Parcel Number

Primary APN07-07-508-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area2,112 sqft Living Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleBi-Level
Foundation TypeRaised
Lot Area81,022 sqft (1.86 acres)
Lot Dimensions330 ft deep x 245 ft wide
Garage Area900 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1328 N ELMS RD
CityFLINT
StateMI
Zip48532-2029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 HOFFERBERT SUBDIVISION (83) FR 0700005018
Legal SubdivisionHOFFERBERT SUBDIVISION
Legal Lot Number2
JurisdictionGENESEE MI
Township / Civil DivisionFLINT
Census Block Group4
Census Block4017
Census Tract10810

Owner

1328 N Elms Rd is owned and occupied by an individual who acquired it in December 2006.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address1328 N ELMS RD, FLINT, MI 48532-2029
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 8, 2006
Transfer Doc0000108619
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address1328 N ELMS RD, FLINT, MI 48532-2029
Document Number0000032534
Instrument DateApr 8, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyMASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1328 N ELMS RD FLINT MI 485322029, FLINT, MI 48532-2029

Mortgage

Document Number0000032534
DateApr 23, 2020
Instrument32534
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
AddressFLINT, MI 48507
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1328 N Elms Rd was $3,374 with a homeowner's exemption, up 2.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionFlint Charter Township
Unified School DistrictCarman-Ainsworth Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$101,100 (+1.92%) Land $12,200 Building $88,900$202,200 (+1.92%) Land $24,400 Building $177,800
2025$3,374.00 (+2.83%) Homeowner's exemption$99,200$198,400
2024$3,281.00
2023$84,400$168,800
2021$2,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1328 N Elms Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1328 N Elms Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Spectrum.

Nearby Properties on N Elms Rd

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