1328 Muench Ct, San Jose, CA 95131 Property Records

Santa Clara County property record for 1328 Muench Ct, San Jose, CA 95131

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,486 sqft · built 1986
Lot Size	0.069 acres (3,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,270,000 (Nov 2017)
Tax Bill	$19,634 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`241-24-038`

Property Details

APN / Parcel Number

Primary APN	`241-24-038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
1st Floor Area	634 sqft
2nd Floor Area	852 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	3,003 sqft (0.069 acres)
Lot Dimensions	91 ft deep x 33 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1328 MUENCH CT
City	SAN JOSE
State	CA
Zip	95131-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 7781 LOT 38
Legal Subdivision	TRACT #7781
Legal Tract	7781
Legal Lot Number	38
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1018
Census Tract	504311

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1328 MUENCH CT, SAN JOSE, CA 95131-2951
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 11, 2019	Deed of Trust, Mortgage · ARM HSBC BANK NA
Nov 28, 2017	Grant Deed, Transfer · ARM STANFORD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	201723812968
Prior Transfer Date	Jun 26, 1997
Prior Transfer Doc	0013755907
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1328 MUENCH CT, SAN JOSE, CA 95131-2951
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 NUENCH CT, SAN JOSE, CA 95131

Mortgage

Document Number	0025054931
Date	Aug 5, 2021
Instrument	25054931

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1328 MUENCH CT, SAN JOSE, CA 95131-2951
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024277415
Date	Sep 11, 2019
Instrument	24277415

Lender

Name	HSBC BANK NA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 28, 2017
Property Address	1328 MUENCH CT, SAN JOSE, CA 95131-2951
Document Number	0023812968
Map Reference	MB554 PG23&24
Instrument Date	Nov 9, 2017
Instrument	23812968
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1328 MUENCH CT, SAN JOSE, CA 95131-2951

Mortgage

Document Number	0023812969
Date	Nov 28, 2017
Instrument	23812969

Lender

Name	STANFORD FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,473,939 (+2%) Land $1,218,612 Building $255,327
2025	$19,634.00 (+3.57%)	$1,445,039 (+4.04%) Land $1,194,718 Building $250,321
2023	$18,957.00 (+0.33%) Homeowner's exemption	$1,388,928 Land $1,148,327 Building $240,601
2022	$18,894.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,090 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	500 / 100
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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