1328 Monroe St, Alton, IL 62002 Property Records

Madison County property record for 1328 Monroe St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 979 sqft · built 1893
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on Record
Last Sale	$37,000 (Nov 2021)
Tax Bill	$714 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2021 Sale & Mortgage + 1 more
APN	`23-2-07-11-09-103-025`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-11-09-103-025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	979 sqft Living Area

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	120 ft deep x 82.5 ft wide
Garage Type	Attached
Garage Area	522 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1328 MONROE ST
City	ALTON
State	IL
Zip	62002-2383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLER & BREATHS SUBD LOT 22 23 & NORTH 1/2 LOT 24 82.5 X 120
Legal Subdivision	MILLER & BREATHS SUBD
Legal Lot Number	22
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	3
Census Block	3024
Census Tract	402200

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1328 MONROE ST, ALTON, IL 62002-2383
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Nov 5, 2021	Deed, Transfer · Conventional Mortgage FIRST MIDAMERICA CU
Jun 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Dec 13, 2006 · Amount on Record
Deed Document Number	202146434
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jun 1, 2026
Property Address	1328 MONROE ST, ALTON, IL 62002-2383
Document Number	0000015392
Instrument Date	May 22, 2026
Instrument	202615392
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 MONROE ST, ALTON, IL 62002-2383

Mortgage

Document Number	0000015392,
Date	Jun 1, 2026
Instrument	202615392

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Nov 5, 2021
Property Address	1328 MONROE ST, ALTON, IL 62002-2383
Document Number	0000046434
Instrument Date	Nov 4, 2021
Instrument	2021R46434
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E BETHALTO DR, BETHALTO, IL 62010-1872

Mortgage

Document Number	0000046435
Date	Nov 5, 2021
Instrument	2021R46435

Lender

Name	FIRST MIDAMERICA CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.25%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Jun 7, 2017
Property Address	1328 MONROE ST, ALTON, IL 62002-2383
Document Number	0000018774
Instrument Date	Apr 6, 2017
Instrument	18774
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	34668 VOORHEES LN BRIGHTON IL 620121931, BRIGHTON, IL 62012-1931

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$714.00 (+17.43%)	$14,920 (+35.39%) Land $500 Building $14,420	$44,760 (+35.26%) Land $1,500 Building $43,260
2024	$608.00 (-37.06%)
2022	$966.00	$11,020 Land $370 Building $10,650	$33,093 Land $1,111 Building $31,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	5 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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