1328 Joseph St, Cincinnati, OH 45237 Property Records

Hamilton County property record for 1328 Joseph St, Cincinnati, OH 45237

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,974 sqft · built 1930
Lot Size	0.096 acres (4,225 sqft)
Owner	Owner Name on Record
Last Sale	$73,900 (May 2005)
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-0A03-0138-00`

Property Details

APN / Parcel Number

Primary APN	`119-0A03-0138-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,974 sqft Finished Area
1st Floor Area	987 sqft
2nd Floor Area	987 sqft
Basement Area	987 sqft

Exterior

Year Built	Built 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	4,225 sqft (0.096 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Porch	Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1328 JOSEPH ST
City	CINCINNATI
State	OH
Zip	45237-5912
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	JOSEPH AVE 40 X 110.22 LOT 104 YARMOUTH PARK 2ND
Legal Subdivision	YARMOUTH PARK
Legal Lot Number	104
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3014
Census Tract	6400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1328 JOSEPH ST, CINCINNATI, OH 45237-5912
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2005 · Amount on Record
Deed Sale	May 4, 2005 · Amount on Record
Prior Sale	Jan 3, 1994
Deed Document Number	05-070701
Deed Book / Page	9925 / 00787
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1328 JOSEPH ST, CINCINNATI, OH 45237-5912
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 JOSEPH ST, CINCINNATI, OH 45237-5912

Mortgage

Document Number	0000007395
Date	Feb 2, 2024
Book Page	15095/623
Instrument	2024-0007395

Lender

Name	US BANK NA
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	246 Months
Due	Aug 1, 2044

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1328 JOSEPH ST, CINCINNATI, OH 45237-5912
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013721
Date	Feb 22, 2019
Book Page	13860/00456
Instrument	2019-0013721

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2024

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,345.00 (+1.78%)	$37,482 (-) Land $4,704 Building $32,778
2024	$2,304.00 (-1.29%)	$37,482 (-) Land $4,704 Building $32,778
2023	$2,334.00 (+72.76%)	$37,482 (+92.82%) Land $4,704 Building $32,778	$107,090 (+92.82%) Land $13,440 Building $93,650
2022	$1,351.00 Homeowner's exemption	$19,439 Land $4,025 Building $15,414
2020			$55,540 Land $11,500 Building $44,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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