1328 Howard St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1328 Howard St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,001 sqft · built 1926
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Jan 2026)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-1681-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-1681-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,001 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	129 ft deep x 34 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1328 HOWARD ST
City	PORT HURON
State	MI
Zip	48060-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E 34 FT LOT 6 BLK 181 WHITE PLAT
Legal Subdivision	WHITE PLAT
Legal Block	181
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2016
Census Tract	622000

Owner

1328 Howard St is owned and occupied by two individuals who bought it in January 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1328 HOWARD ST, PORT HURON, MI 48060-5113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Jan 8, 2026	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Deed Document Number	2026483
Deed Book / Page	5887 / 72
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 1, 2026
Property Address	1328 HOWARD ST, PORT HURON, MI 48060-5113
Document Number	0000005912
Book / Page	5911 / 150
Instrument Date	Mar 27, 2026
Instrument	20265912
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	MORTGAGE CTR TITLE LLC, MORTGAGE CENTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 HOWARD ST, PORT HURON, MI 48060-5113

Mortgage

Document Number	0000005912,
Date	Apr 1, 2026
Book Page	5911/150
Instrument	20265912

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 8, 2026
Property Address	1328 HOWARD ST, PORT HURON, MI 48060-5113
Document Number	0000588772
Book / Page	5887 / 72
Map Reference	LB 1 PG 9
Instrument Date	Nov 18, 2025
Instrument	2026000483
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1328 HOWARD ST, PORT HURON, MI 48060-5113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 HOWARD ST, PORT HURON, MI 48060-5113

Tax Assessment & Valuation

The 2025 property tax bill for 1328 Howard St was $1,268 with a homeowner's exemption, down 6.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,600 (-11.93%)	$81,200
2025	$1,268.00 (-6.83%) Homeowner's exemption	$46,100
2024	$1,361.00		$92,200
2023		$39,900
2022	$1,026.00		$79,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1328 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1328 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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