1328 Garfield Ave, Springfield, OH 45504 Property Records

Clark County property record for 1328 Garfield Ave, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,644 sqft · built 1945
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$79,900 (Feb 2016)
Tax Bill	$2,330 (2024)
Deeds & Mortgages	Feb 2025 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340-07-00036-416-004`

Property Details

APN / Parcel Number

Primary APN	`340-07-00036-416-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,644 sqft Living Area
1st Floor Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	224 sqft
Porch	Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1328 GARFIELD AVE
City	SPRINGFIELD
State	OH
Zip	45504-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC CREIGHTS UNREC PLAT (6369)
Legal Subdivision	MCCREIGHTS
Legal Block	416
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3018
Census Tract	3700

Owner

1328 Garfield Ave is owned and occupied by two individuals who bought it in February 2016.

Source: Clark County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1328 GARFIELD AVE, SPRINGFIELD, OH 45504-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2016 · Amount on File
Deed Sale	Feb 26, 2016 · Amount on File
Prior Sale	Dec 18, 2002 · Amount on File
Deed Document Number	579
Deed Book / Page	002078 / 000817
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1328 GARFIELD AVE, SPRINGFIELD, OH 45504-1431
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 GARFIELD AVE, SPRINGFIELD, OH 45504-1431

Mortgage

Document Number	0000002319
Date	Feb 27, 2025
Book Page	2248/4515
Instrument	202500002319

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33432

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	Jul 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1328 GARFIELD AVE, SPRINGFIELD, OH 45504-1431
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007872
Date	Jun 10, 2020
Book Page	2173/689
Instrument	202000007872

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	65887

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,010 Land $8,160 Building $49,850	$165,730 Land $23,310 Building $142,420
2024	$2,330.00
2023		$47,080 Land $7,580 Building $39,500
2022	$2,325.00		$134,500 Land $21,650 Building $112,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1328 Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1328 Garfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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