1328 E Lake Dr, Novi, MI 48377 Property Records

Oakland County property record for 1328 E Lake Dr, Novi, MI 48377

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,072 sqft · built 1920
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2022)
Tax Bill	$4,379 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`50-22-02-151-040`

Property Details

APN / Parcel Number

Primary APN	`50-22-02-151-040`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,072 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	47.5 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1328 E LAKE DR
City	NOVI
State	MI
Zip	48377-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	T1N, R8E, SEC 2 SHORE ACRES SUB LOT 11
Legal Range	08E
Legal Township	01N
Legal Section	02
Legal Subdivision	SHORE ACRES
Legal Lot Number	11
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	1
Census Block	1006
Census Tract	136101

Owner

1328 E Lake Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1328 E LAKE DR, NOVI, MI 48377-1441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on File
Deed Sale	Aug 16, 2022 · Amount on File
Prior Sale	Jul 27, 2022 · Amount on File
Deed Document Number	2022430822
Deed Book / Page	58040 / 429
Prior Transfer Date	Aug 29, 1988
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 16, 2022
Property Address	1328 E LAKE DR, NOVI, MI 48377-1441
Document Number	0000430822
Book / Page	58040 / 429
Map Reference	LB 20 PG 2
Instrument Date	Jul 28, 2022
Instrument	430822
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	PEAK TITLE AGENCY, PEAK TITLE AGENCY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 WILLOW LN, 1021, HOWELL, MI 48843-8535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 E LAKE DR, NOVI, MI 48377-1441

Mortgage

Document Number	0058040430
Date	Aug 16, 2022
Instrument	58040/430

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 27, 2022
Property Address	1328 E LAKE DR, NOVI, MI 48377-1441
Document Number	0000420521
Book / Page	57985 / 270
Map Reference	LB 20 PG 2
Instrument Date	Jan 11, 2006
Instrument	420521
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7308 HARDISTY, 7308, WEST BLOOMFIELD, MI 48324-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1328 E LAKE DR, NOVI, MI 48377-1441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1328 E Lake Dr was $4,379 with a homeowner's exemption.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,379.00
2023	$4,527.00 (+28.21%) Homeowner's exemption	$132,770	$265,540
2022	$3,531.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1328 E Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1328 E Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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