1328 E Gary Rd, Lakeland, FL 33801 Property Records

Polk County property record for 1328 E Gary Rd, Lakeland, FL 33801

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,800 sqft · built 1954
Lot Size	0.258 acres (11,252 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Jun 2024)
Tax Bill	$3,068 (2025)
Deeds & Mortgages	Jul 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-191000-004041`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-191000-004041`
Alternative APNs	`172824191000004041` `72824000`

Interior

Units	2 Units
Stories	1 Story
Building Area	3,800 sqft Gross Area
1st Floor Area	3,800 sqft
Utility Area	1,235 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Concrete
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	137 ft deep x 50 ft wide
View / Lot	Commercial

Location & Zoning

Street Address	1328 E GARY RD
City	LAKELAND
State	FL
Zip	33801-2142
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C3
Legal Description	LAKE PARKER TERRACE SUB PB 10 PG 5 BLK 4 LOTS 4 E 35 FT & 41
Legal Range	24E
Legal Township	28S
Legal Section	17
Legal Subdivision	LAKE PARKER TERRACE SUBDIVISION
Legal Tract	191000
Legal Block	4
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1021
Census Tract	10300

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6457 MYRTLEWOOD DR, LAKELAND, FL 33810-2135
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	2024142610
Deed Book / Page	13160 / 1577
Prior Transfer Date	Jun 12, 2024
Prior Transfer Doc	0000142610
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 6, 2018
Property Address	1328 E GARY RD, LAKELAND, FL 33801-2142
Document Number	0105400967
Book / Page	010540 / 000967
Instrument Date	Jun 28, 2018
Instrument	143916
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6457 MYRTLEWOOD DR LAKELAND FL 338102135, LAKELAND, FL 33810-2135

Mortgage

Document Number	105400969
Date	Jul 6, 2018
Book Page	010540/000969
Instrument	143917

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30346

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 5, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,068.00 (+29.34%)	$170,104 (+17.8%) Land $34,309 Building $135,795	$170,104 (+17.8%) Land $34,309 Building $135,795
2023	$2,372.00 (+7.04%)	$144,406 (+3.94%) Land $34,309 Building $110,097	$144,406 (+3.94%) Land $34,309 Building $110,097
2022	$2,216.00	$138,932 Land $34,309 Building $104,623	$138,932 Land $34,309 Building $104,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20