1328 Creekside Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 1328 Creekside Ln, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,017 sqft · built 2023
Lot Size	0.227 acres (9,928 sqft)
Owner	Individual Name on File
Tax Bill	$2,822 (2025)
Deeds & Mortgages	May 2024 Mortgage Aug 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3-07-2-10-04-0-00020-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-2-10-04-0-00020-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,017 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,928 sqft (0.227 acres)

Location & Zoning

Street Address	1328 CREEKSIDE LN
City	HERNANDO
State	MS
Zip	38632-1088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE MEADOWS LOT 20
Legal Subdivision	CREEKSIDE MEADOWS
Legal Lot Number	20
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	71002

Owner

Source: DeSoto County records · APN 3-07-2-10-04-0-00020-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1328 CREEKSIDE LN, HERNANDO, MS 38632-1088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 29, 2023	Warranty Deed, Construction Loan · Construction Mortgage FIRST COMMERCIAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2024
Deed Sale	May 22, 2024
Prior Sale	Aug 29, 2023
Deed Document Number	0010249075
Deed Book / Page	1024 / 9075
Record Updated	Jun 08, 2026

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 22, 2024
Property Address	1328 CREEKSIDE LN, HERNANDO, MS 38632-1088
Document Number	01024/9075
Book / Page	1024 / 9075
Map Reference	MB 145 PG 4
Instrument Date	May 21, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 488, NESBIT, MS 38651-0488

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1328 CREEKSIDE LN, HERNANDO, MS 38632-1088
Investor	Possibly a Property Investor

Mortgage

Document Number	0566147800
Date	May 22, 2024
Instrument	5661/47800

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

August 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 29, 2023
Property Address	1328 CREEKSIDE LN, HERNANDO, MS 38632-1088
Document Number	1023/15643
Book / Page	1023 / 15643
Map Reference	MB 145 PG 4
Instrument Date	Jun 21, 2023
Transaction Type	Construction Loan
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 488, NESBIT, MS 38651-0488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 488, NESBIT, MS 38651-0488
Investor	Possibly a Property Investor

Mortgage

Document Number	0566079292
Date	Aug 29, 2023
Instrument	5660/79292

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 02, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,822.00	$34,089 Land $4,500 Building $29,589	$340,888 Land $45,000 Building $295,888

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	About 1 in 685 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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