1328 Commerce St, Winchester, VA 22601 Property Records

Winchester City property record for 1328 Commerce St, Winchester, VA 22601

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1.5 ba · 4,000 sqft · built 1956
Lot Size3.37 acres (146,928 sqft)
OwnerCompany Name on Record
Last Sale$1,100,000 (Sep 2022)
Tax Bill$8,240 (2026)
Deeds & MortgagesSep 2022 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN233-01-11

Property Details

APN / Parcel Number

Primary APN233-01-11
Alternative APNs
  • 12271
  • 8503

Interior

Full Baths1.5 Baths
Half Baths3 Half Baths
Total Rooms1 Room
Stories1 Story
Building Area4,000 sqft Total Area
Basement Area4,000 sqft
Unfinished Basement4,000 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1974
Exterior MaterialConcrete Block
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area146,928 sqft (3.37 acres)
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8503
Street Address1328 COMMERCE ST
CityWINCHESTER
StateVA
Zip22601
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCM1
Legal DescriptionCONSLD JN W ROSENBERGER PROP E S 1328-1470 COMMERCE STREET
JurisdictionWINCHESTER CITY VA
Township / Civil DivisionWINCHESTER
Census Block Group3
Census Block3011
Census Tract301

Owner

Source: Winchester City records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3123 OXFORD FOREST DR, HERNDON, VA 20171-1942
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2022 · Amount on Record
Deed SaleSep 14, 2022 · Amount on Record
Deed Document Number20222175
Record UpdatedSep 20, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionWINCHESTER CITY VA
Recording DateSep 14, 2022
Property Address1328 COMMERCE ST, WINCHESTER, VA 22601
Document Number0220002175
Map ReferenceMB 289 PG 1336
Instrument DateSep 9, 2022
Instrument220002175
Transaction TypeTransfer
Record UpdatedFeb 2, 2023
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3123 OXFORD FOREST DR, HERNDON, VA 20171-1942

Mortgage

Document Number0220002176
DateSep 14, 2022
Instrument220002176
Lender
NameSIGNAL FINANCIAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWinchester City
Unified School DistrictWinchester City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,240.00$1,036,428 (+2.76%) Land $587,700 Building $448,728
2025$8,240.00 (-1.56%)$1,036,428 (+2.76%) Land $587,700 Building $448,728
2023$8,371.00 (+0.64%)$1,008,628 Land $587,700 Building $420,928$1,008,628 Land $587,700 Building $420,928
2022$8,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREDERICK WATER
serves 46,206 people · EPA ID VA2069250
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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