1328 Citadel Bluff Trl, Cecil, AR 72930 Property Records

Franklin County property record for 1328 Citadel Bluff Trl, Cecil, AR 72930

Property Summary

Property TypeRural Home
Details3 ba · 1,812 sqft · built 2016
Lot Size5.27 acres (229,561 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Dec 2018)
Tax Bill$857 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN003-00149-000

Property Details

APN / Parcel Number

Primary APN003-00149-000
Alternative APN
  • 11765

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,812 sqft Living Area
1st Floor Area1,812 sqft
FlooringSteel Beam
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area229,561 sqft (5.27 acres)
Garage TypeAttached
Garage Area440 sqft
DrivewayDriveway
Driveway Area352 sqft

Exterior Amenities

PorchOpen Porch
Porch Area504 sqft
Deck Area192 sqft
Patio Area644 sqft
Utility Building1,840 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1328 CITADEL BLUFF TRL
CityCECIL
StateAR
Zip72930-9269
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 44, CITADEL BLUFF PHASE II BEING A PART OF SECTIONS 13 AND 14, TOWNSHIP 9 NORTH, RANGE 28 WEST LYING IN FRANKLIN COUNTY,
Legal Range28
Legal Township09
Legal Section13
Legal SubdivisionCITADEL BLUFF SUBDIVISION
Legal PhaseII
Legal Lot Number44
JurisdictionFRANKLIN AR
Township / Civil DivisionGROVER
Census Block Group1
Census Block1028
Census Tract950301

Owner

Source: Franklin County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1328 CITADEL BLUFF TRL, CECIL, AR 72930-9269
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 19, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2018 · Amount on Record
Deed SaleDec 19, 2018 · Amount on Record
Prior SaleJan 22, 2015
Deed Document Number0246-000592
Deed Book / Page246 / 592
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN AR
Property Address1328 CITADEL BLUFF TRL, CECIL, AR 72930-9269
Transaction TypeMortgage
Record UpdatedMar 4, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1328 CITADEL BLUFF TRL, CECIL, AR 72930-9269

Mortgage

Document Number2021R000458
DateFeb 22, 2021
Instrument2021R-000458
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 1, 2031

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN AR
Recording DateDec 19, 2018
Property Address1328 CITADEL BLUFF TRL, CECIL, AR 72930-9269
Document Number000246/592
Book / Page246 / 592
Instrument DateDec 19, 2018
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyS AND S ABSTRACT AND TITLE COMPANY, ADAMS ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$940.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 221, OZARK, AR 72949-0221

Transferred To (Grantee/Buyer)

NameVerified Name
Address1328 CITADEL BLUFF TRL, CECIL, AR 72930-9269

Mortgage

Document Number0000246595
DateDec 19, 2018
Instrument246/595
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2034

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyFranklin County
Unified School DistrictCounty Line School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$857.00 (-17.12%) Homeowner's exemption$46,040 (-) Land $1,700 Building $44,340
2023$1,034.00 Homeowner's exemption$46,040 Land $1,700 Building $44,340$230,200 Land $8,500 Building $221,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 57% of Arkansas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERSOUTH RURAL WATER DIST
serves 4,275 people · EPA ID AR0000674
Water SourcePurchased surface water from OZARK WATERWORKS
Last State InspectionOct 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wave Rural Connect
Fiber
1,000 / 1,000

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