Scott County property record for 1328 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,456 sqft |
| Lot Size | 1 acres (43,647 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $257,931 (Apr 2026) |
| Tax Bill | $2,101 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 164-10-020.000 |
| Primary APN | 164-10-020.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Block |
| Lot Area | 43,647 sqft (1 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 1328 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEHEDGE ESTATES |
| Legal Subdivision | STONEHEDGE ESTATES |
| Legal Block | A |
| Legal Lot Number | 1 |
| Legal Unit | 2C |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40607 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1328 CINCINNATI RD, GEORGETOWN, KY 40324-8932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Apr 17, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR |
| Dec 16, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 17, 2021 | Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Feb 21, 2022 · Amount on Record |
| Deed Document Number | 2026581742 |
| Deed Book / Page | 465 / 160 |
| Prior Transfer Date | Apr 15, 2026 |
| Prior Transfer Doc | 0000581742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 17, 2026 |
| Property Address | 1328 CINCINNATI RD, GEORGETOWN, KY 40324-8932 |
| Document Number | 0000581742 |
| Book / Page | 465 / 160 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.581742 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,050.93 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1328 CINCINNATI RD, GEORGETOWN, KY 40324-8932 |
| Document Number | 0000581742, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 67/554 |
| Instrument | 2026.581742 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Jan 1, 2052 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 17, 2026 |
| Property Address | 1328 CINCINNATI RD, GEORGETOWN, KY 40324-8932 |
| Document Number | 0000581743 |
| Book / Page | 67 / 554 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026581743 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1328 CINCINNATI RD, GEORGETOWN, KY 40324-8932 |
| Document Number | 0000581743, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 67/554 |
| Instrument | 2026581743 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Jan 1, 2052 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 16, 2021 |
| Property Address | 1328 CINCINNATI RD, GEORGETOWN, KY 40324-8932 |
| Document Number | 00D430/249 |
| Book / Page | D430 / 249 |
| Map Reference | CAB I SL 216 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 447314 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 BACK STRETCH DR, GEORGETOWN, KY 40324-9677 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1328 CINCINNATI RD, GEORGETOWN, KY 40324-8932 |
| Document Number | 0000447315 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 447315 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 17, 2021 |
| Property Address | 1328 CINCINNATI RD, GEORGETOWN, KY 40324-8932 |
| Document Number | 00D424/140 |
| Book / Page | D424 / 140 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 435702 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 COLONY BLVD, GEORGETOWN, KY 40324-2506 |
| Name | Verified Name |
|---|---|
| Address | 1328 CINCINNATI RD, GEORGETOWN, KY 40324-8932 |
| Document Number | 0000435703 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 435703 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,000 (-) | $285,000 (-) | |
| 2025 | $2,101.00 (-2.87%) Homeowner's exemption | $285,000 (-) | $285,000 (-) |
| 2023 | $2,163.00 Homeowner's exemption | $285,000 Land $50,000 Building $235,000 | $285,000 Land $50,000 Building $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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