13278 Liv 432, Dawn, MO 64638 Property Records

Livingston County property record for 13278 Liv 432, Dawn, MO 64638

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 998 sqft · built 1969
Lot Size	4.8 acres (209,088 sqft)
Owner	Individual Name on File
Last Sale	$188,423 (Apr 2026)
Tax Bill	$771 (2025)
Deeds & Mortgages	Nov 2013 Reverse Mortgage May 2019 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`15-09.00-31-0-00-04.02`

Property Details

APN / Parcel Number

Primary APN	`15-09.00-31-0-00-04.02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	998 sqft Living Area
Basement Area	998 sqft
Finished Basement	998 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	209,088 sqft (4.8 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	312 sqft
Granary	1,044 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13278 LIV 432
City	DAWN
State	MO
Zip	64638-8138
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION 31 TOWNSHIP 56 RANGE 23 LEGAL SEC 31 T 56 R 23
Legal Range	23
Legal Township	56
Legal Section	31
Jurisdiction	LIVINGSTON MO
Township / Civil Division	FAIRVIEW
Census Block Group	2
Census Block	2358
Census Tract	480200

Owner

13278 Liv 432, a rural home, is owned and occupied by an individual who bought it in April 2026.

Source: Livingston County records, as of May 13, 2026

Owner of Record	Individual Name on File
Mailing Address	13278 LIV 432, DAWN, MO 64638-8138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2013	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MISSOURI BANK
Apr 22, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Apr 22, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Mar 14, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MISSOURI BANK
Dec 18, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 18, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 19, 2019	Special Warranty Deed, Transfer
Apr 19, 2019	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Mar 14, 2022 · Amount on File
Deed Document Number	2026654
Deed Book / Page	773 / 169
Record Updated	Oct 29, 2026

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	13278 LIV 432, DAWN, MO 64638-8138
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000653/766
Date	Nov 22, 2013
Book Page	0653/766
Instrument	20135031

Lender

Name	AMERICAN ADVISORS GROUP
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	871 Months
Due	Jun 8, 2086

Interest

Rate Type	Adjustable Rate
Rate	2.91%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2014
Change Frequency	Monthly
Index	1-Month LIBOR
Max Rate	12.9%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	13278 LIV 432, DAWN, MO 64638-8138
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000699/455
Date	May 22, 2019
Book Page	699/455
Instrument	20190830

Lender

Name	FIRST MISSOURI BANK
Type	Bank
Address	BROOKFIELD, MO 64628

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Apr 22, 2026
Property Address	13278 LIV 432, DAWN, MO 64638-8138
Document Number	0000000654
Book / Page	773 / 169
Instrument Date	Apr 22, 2026
Instrument	2026.654
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13278 LIV 432, DAWN, MO 64638-8138

Mortgage

Document Number	0000000655,
Date	Apr 22, 2026
Instrument	2026..655

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Mortgage

Document Number	000773/187,
Date	Apr 22, 2026
Book Page	773/187
Instrument	2026.656

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	May 1, 2036

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Apr 22, 2026
Property Address	13278 LIV 432, DAWN, MO 64638-8138
Document Number	000773/169
Book / Page	773 / 169
Instrument Date	Apr 22, 2026
Instrument	2026654
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13278 LIV 432, DAWN, MO 64638-8138

Mortgage

Document Number	0000000655,
Date	Apr 22, 2026
Instrument	2026655

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.99%
Max Rate	-1%

Mortgage

Document Number	0000000656,
Date	Apr 22, 2026
Book Page	773/187
Instrument	2026656

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Mar 14, 2022
Property Address	13278 LIV 432, DAWN, MO 64638-8138
Document Number	000731/902
Book / Page	731 / 902
Instrument Date	Mar 11, 2022
Instrument	20220441
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13278 LIV 432, DAWN, MO 64638-8138

Mortgage

Document Number	0020220442
Date	Mar 14, 2022
Instrument	20220442

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	13278 LIV 432, DAWN, MO 64638-8138
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	699/455
Date	May 22, 2019
Book Page	699/455
Instrument	20190830

Lender

Name	FIRST MISSOURI BANK
Type	Bank
Address	BROOKFIELD, MO 64628

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Dec 18, 2019
Property Address	13278 LIV 432, DAWN, MO 64638-8138
Document Number	704/962
Book / Page	704 / 962
Instrument Date	Dec 16, 2019
Instrument	20192063
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TUTON ABSTRACT AND TITLE COMPANY, STATON ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13278 LIV 432, DAWN, MO 64638-8138

Mortgage

Document Number	20192064
Date	Dec 18, 2019
Instrument	20192064

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Dec 18, 2019
Property Address	13278 LIV 432, DAWN, MO 64638-8138
Document Number	000704/962
Book / Page	704 / 962
Instrument Date	Dec 16, 2019
Instrument	20192063
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TUTON ABSTRACT AND TITLE COMPANY, STATON ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13278 LIV 432, DAWN, MO 64638-8138

Mortgage

Document Number	0020192064
Date	Dec 18, 2019
Instrument	20192064

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Apr 19, 2019
Property Address	13278 LIV 432, DAWN, MO 64638-8138
Document Number	698/396
Book / Page	698 / 396
Instrument Date	Apr 9, 2019
Instrument	20190605
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 CAPITOL CITY BLVD, 3900, LANSING, MI 48906-2147

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18697 HIGHWAY K, CHULA, MO 64635-8111

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Apr 19, 2019
Property Address	13278 LIV 432, DAWN, MO 64638-8138
Document Number	000698/396
Book / Page	698 / 396
Instrument Date	Apr 9, 2019
Instrument	20190605
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 CAPITAL CITY BLVD, LANSING, MI 48906-2147

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18697 HIGHWAY K, CHULA, MO 64635-8111
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 13278 Liv 432 was $771, up 1% from the year before.

Source: Livingston County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Fairview Township
Unified School District	Tina-Avalon R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$771.00 (+1.05%)	$12,490 (+1.54%) Land $1,330 Building $11,160	$65,730 Land $7,000 Building $58,730
2024	$763.00	$12,300 (-) Land $1,330 Building $10,970
2023		$12,300 Land $1,330 Building $10,970	$65,210 Land $7,000 Building $58,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13278 Liv 432 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13278 Liv 432 is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVINGSTON COUNTY PWSD 3 EAST serves 2,087 people · EPA ID MO2024354
Water Source	Purchased groundwater from CHILLICOTHE MUNICIPAL UTILITIES PWS
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Liv 432

Nearby Streets

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