13276 State Hwy 2, Grayson, KY 41143 Property Records

Carter County property record for 13276 State Hwy 2, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1967
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$104,500 (Jan 2020)
Tax Bill	$948 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048-10-06-002.00`

Property Details

APN / Parcel Number

Primary APN	`048-10-06-002.00`
Alternative APN	`30608`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Waterfront - Canal
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Electric

Location & Zoning

Account Number	30608
Street Address	13276 STATE HIGHWAY 2
City	GRAYSON
State	KY
Zip	41143-7300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS (3 PARCELS)
Legal Subdivision	BUFFALO CRK
Legal Lot Number	3
Jurisdiction	CARTER KY
Township / Civil Division	CARTER
Census Block Group	1
Census Block	1047
Census Tract	960400

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13276 STATE HIGHWAY 2, GRAYSON, KY 41143-7300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Aug 29, 2018	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on Record
Deed Sale	Jan 28, 2020 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	2020411680
Deed Book / Page	425 / 241
Prior Transfer Date	Aug 27, 2018
Prior Transfer Doc	0OR398/021
Record Updated	Jun 8, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jan 28, 2020
Property Address	13276 STATE HIGHWAY 2, GRAYSON, KY 41143-7300
Document Number	0OR425/241
Book / Page	OR425 / 241
Instrument Date	Jan 24, 2020
Instrument	411680
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13276 STATE HIGHWAY 21, 13276, GRAYSON, KY 41143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 229, OLIVE HILL, KY 41164-0229

Mortgage

Document Number	0000411681
Date	Jan 28, 2020
Instrument	411681

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	0OR425/261
Date	Jan 28, 2020
Book Page	OR425/261
Instrument	411682

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2030

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Aug 29, 2018
Property Address	13276 STATE HIGHWAY 2, GRAYSON, KY 41143-7300
Document Number	0OR398/021
Book / Page	OR398 / 021
Instrument Date	Aug 27, 2018
Instrument	385865
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 HARGETT DR, 120, OLIVE HILL, KY 41164-8395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13276 STATE HIGHWAY 2, GRAYSON, KY 41143-7300

Mortgage

Document Number	OR398/027
Date	Aug 29, 2018
Book Page	OR398/027
Instrument	385866

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00 (+5.33%)	$111,200 (+6.41%)	$111,200 (+6.41%)
2023	$900.00	$104,500	$104,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1978–2015)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 3 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATTLESNAKE RIDGE WATER DISTRICT serves 11,397 people · EPA ID KY0220555
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	Organic carbon removal Jan 2020
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Windstream DSL	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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