Mobile County property record for 13276 McGrath Ct, Mobile, AL 36695
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,168 sqft · built 2003 |
| Lot Size | 0.38 acres (16,582 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,500 (Apr 2026) |
| Tax Bill | $818 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R023507260000010023 |
| Primary APN | R023507260000010023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,582 sqft (0.38 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 220 sqft |
| Utility Building | 296 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3163016 |
|---|---|
| Street Address | 13276 MCGRATH CT |
| City | MOBILE |
| State | AL |
| Zip | 36695-8722 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 123 COPELAND ISLAND UNIT 7 MBK 92/118 #SEC 26 T5S R4W #MP35 07 26 0 000 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | COPELAND ISLAND |
| Legal Lot Number | 123 |
| Legal Unit | 7 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | GRAND BAY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 6505 |
13276 McGrath Ct is owned and occupied by two individuals who bought it in April 2026.
Source: Mobile County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13276 MCGRATH CT, MOBILE, AL 36695-8722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Sep 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAS FIRST FCU |
| Oct 4, 2017 | Warranty Deed, Transfer · Line of Credit GUARANTY TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | Sep 16, 2019 · Amount on File |
| Deed Document Number | 202619676 |
| Prior Transfer Date | Feb 23, 2011 |
| Prior Transfer Doc | 0000013414 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 6, 2026 |
| Property Address | 13276 MCGRATH CT, MOBILE, AL 36695-8722 |
| Document Number | 0000019676 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202619676 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,472.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 13276 MCGRATH CT, MOBILE, AL 36695-8722 |
| Document Number | 0000019677, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202619677 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Sep 16, 2019 |
| Property Address | 13276 MCGRATH CT, MOBILE, AL 36695-8722 |
| Document Number | 0000054714 |
| Map Reference | MB 92 PG 118 |
| Instrument Date | Apr 20, 2019 |
| Instrument | 2019054714 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | DST |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 OAKWELL ST, 198, CALERA, AL 35040-5634 |
| Name | Verified Name |
|---|---|
| Address | 13276 MCGRATH CT, MOBILE, AL 36695-8722 |
| Document Number | 0000054715 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 2019054715 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Oct 4, 2017 |
| Property Address | 13276 MCGRATH CT, MOBILE, AL 36695-8722 |
| Document Number | 0000057044 |
| Book / Page | 007562 / 001373 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 57044 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13276 MCGRACK CT MOBILE AL 36695, MOBILE, AL 36695 |
| Document Number | 57045 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 007562/001376 |
| Instrument | 57045 |
| Name | GUARANTY TR |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 13276 McGrath Ct was $818 with a homeowner's exemption, up 6.9% from the year before.
Source: Mobile County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $818.00 (+6.93%) Homeowner's exemption | $35,900 (+14.26%) Land $6,300 Building $29,600 | $179,500 (+14.26%) Land $31,500 Building $148,000 |
| 2024 | $765.00 (+13.67%) Homeowner's exemption | $31,420 (+127.52%) Land $6,300 Building $25,120 | $157,100 (+13.76%) Land $31,500 Building $125,600 |
| 2023 | $673.00 Homeowner's exemption | $13,810 Land $3,150 Building $10,660 | $138,100 Land $31,500 Building $106,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13276 McGrath Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13276 McGrath Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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