13275 Cherry Rd, Genoa, IL 60135 Property Records

DeKalb County property record for 13275 Cherry Rd, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	3.98 acres (173,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Jul 2018)
Tax Bill	$6,727 (2024)
Deeds & Mortgages	Mar 2024 Reverse Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-30-400-018`

Property Details

APN / Parcel Number

Primary APN	`03-30-400-018`

Exterior

Lot Area	173,369 sqft (3.98 acres)

Location & Zoning

Account Number	0330400018
Street Address	13275 CHERRY RD
City	GENOA
State	IL
Zip	60135-8007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	JONES PLAT-PT LOT 101
Legal Subdivision	JONES FARM
Legal Lot Number	101
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	3
Census Block	3043
Census Tract	100

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13275 CHERRY RD, GENOA, IL 60135-8007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Reverse Mortgage COASTAL COMMUNITY BANK
Dec 14, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	20187092
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	13275 CHERRY RD, GENOA, IL 60135-8007
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13275 CHERRY RD, GENOA, IL 60135-8007

Mortgage

Document Number	0000001638
Date	Mar 7, 2024
Instrument	2024001638

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	13275 CHERRY RD, GENOA, IL 60135-8007
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008873
Date	Dec 14, 2023
Instrument	2023008873

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate	6.99%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 24, 2018
Property Address	13275 CHERRY RD, GENOA, IL 60135-8007
Document Number	0000007092
Instrument Date	Jul 18, 2018
Instrument	7092
Transaction Type	Transfer
Record Updated	Aug 9, 2018

Transaction

Amount	Amount Recorded
Tax	$172.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13275 CHERRY RD GENOA IL 601358007, GENOA, IL 60135-8007

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,692 (+25.07%) Land $29,282 Building $76,410	$317,076 (+25.07%) Land $87,846 Building $229,230
2024	$6,727.00
2023		$84,505 Land $25,059 Building $59,446	$253,515 Land $75,177 Building $178,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile.

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