Lake County property record for 1327 Smith Ave, Tavares, FL 32778
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,862 sqft · built 2013 |
| Lot Size | 0.239 acres (10,438 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Sep 2020) |
| Tax Bill | $5,211 (2024) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-19-26-0601-000-00200 |
| Primary APN | 21-19-26-0601-000-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,862 sqft Living Area |
| 1st Floor Area | 1,786 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,438 sqft (0.239 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3882501 |
|---|---|
| Street Address | 1327 SMITH AVE |
| City | TAVARES |
| State | FL |
| Zip | 32778-5788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE ELSIE RESERVE PHASE II PB 64 PG 66 LOT 2 ORB 5550 PG 735 |
| Legal Section | 21 |
| Legal Subdivision | LAKE ELSIE RESERVE |
| Legal Phase | 2 |
| Legal Tract | 601 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30807 |
1327 Smith Ave is owned and occupied by an individual who bought it in September 2020.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1327 SMITH AVE, TAVARES, FL 32778-5788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2020 · Amount on File |
| Deed Sale | Sep 25, 2020 · Amount on File |
| Prior Sale | Aug 2, 2013 · Amount on File |
| Deed Document Number | 2020106670 |
| Deed Book / Page | 5550 / 735 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 25, 2020 |
| Property Address | 1327 SMITH AVE, TAVARES, FL 32778-5788 |
| Document Number | 0055500735 |
| Book / Page | 5550 / 735 |
| Map Reference | MB 64 PG 66 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020106670 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 472 GAZETTA WAY, 472, WEST PALM BEACH, FL 33413-1054 |
| Name | Verified Name |
|---|---|
| Address | 1327 SMITH AVE, TAVARES, FL 32778-5788 |
| Document Number | 0005550737 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 5550/737 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Tavares City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $317,960 Land $56,250 Building $261,710 | $422,946 Land $56,250 Building $366,696 | |
| 2024 | $5,211.00 (+5.19%) | ||
| 2023 | $4,954.00 (+0.69%) Homeowner's exemption | $300,000 (+3%) | $403,259 (+15.99%) Land $50,000 Building $353,259 |
| 2022 | $4,920.00 Homeowner's exemption | $291,270 | $347,677 Land $40,000 Building $307,677 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1327 Smith Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (1987–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1327 Smith Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, CenturyLink.
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