1327 Smith Ave, Tavares, FL 32778 Property Records

Lake County property record for 1327 Smith Ave, Tavares, FL 32778

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,862 sqft · built 2013
Lot Size0.239 acres (10,438 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Sep 2020)
Tax Bill$5,211 (2024)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-19-26-0601-000-00200

Property Details

APN / Parcel Number

Primary APN21-19-26-0601-000-00200
Alternative APN
  • 3882501

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,862 sqft Living Area
1st Floor Area1,786 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area10,438 sqft (0.239 acres)
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3882501
Street Address1327 SMITH AVE
CityTAVARES
StateFL
Zip32778-5788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE ELSIE RESERVE PHASE II PB 64 PG 66 LOT 2 ORB 5550 PG 735
Legal Section21
Legal SubdivisionLAKE ELSIE RESERVE
Legal Phase2
Legal Tract601
Legal Lot Number2
JurisdictionLAKE FL
Township / Civil DivisionTAVARES
Census Block Group1
Census Block1005
Census Tract30807

Owner

1327 Smith Ave is owned and occupied by an individual who bought it in September 2020.

Source: Lake County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1327 SMITH AVE, TAVARES, FL 32778-5788
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2020 · Amount on File
Deed SaleSep 25, 2020 · Amount on File
Prior SaleAug 2, 2013 · Amount on File
Deed Document Number2020106670
Deed Book / Page5550 / 735
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 25, 2020
Property Address1327 SMITH AVE, TAVARES, FL 32778-5788
Document Number0055500735
Book / Page5550 / 735
Map ReferenceMB 64 PG 66
Instrument DateSep 18, 2020
Instrument2020106670
Transaction TypeTransfer
Record UpdatedJan 11, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address472 GAZETTA WAY, 472, WEST PALM BEACH, FL 33413-1054

Transferred To (Grantee/Buyer)

NameVerified Name
Address1327 SMITH AVE, TAVARES, FL 32778-5788

Mortgage

Document Number0005550737
DateSep 25, 2020
Instrument5550/737
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityTavares City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$317,960 Land $56,250 Building $261,710$422,946 Land $56,250 Building $366,696
2024$5,211.00 (+5.19%)
2023$4,954.00 (+0.69%) Homeowner's exemption$300,000 (+3%)$403,259 (+15.99%) Land $50,000 Building $353,259
2022$4,920.00 Homeowner's exemption$291,270$347,677 Land $40,000 Building $307,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1327 Smith Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (1987–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1327 Smith Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTAVARES WATER DEPARTMENT (4 WPS)
serves 22,007 people · EPA ID FL3351333
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, CenturyLink.

Nearby Properties on Smith Ave

Nearby Streets

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