1327 Saint Clair Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1327 Saint Clair Ave, Saint Paul, MN 55105 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,136 sqft · built 1915
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jul 2017)
Tax Bill	$4,832 (2023)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-43-0203`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-43-0203`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	101 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1327 SAINT CLAIR AVE
City	SAINT PAUL
State	MN
Zip	55105-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HABITATION PLAT NO. 2 LOT 19
Legal Range	23
Legal Township	28
Legal Section	03
Legal Quarter	4
Quarter-Quarter Section	3
Legal Subdivision	HABITATION PLAT NO 2
Legal Lot Number	19
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4012
Census Tract	35300

Owner

Source: Ramsey County records · APN 03-28-23-43-0203

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1327 SAINT CLAIR AVE, SAINT PAUL, MN 55105-2824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jul 18, 2017	Warranty Deed, Transfer · Conventional with PMI FLORIDA CAP BK MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Dec 03, 2014 · Amount on Record
Deed Document Number	A04667859
Record Updated	Jun 07, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1327 SAINT CLAIR AVE, SAINT PAUL, MN 55105-2824
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 SAINT CLAIR AVE, SAINT PAUL, MN 55105-2824

Mortgage

Document Number	0A04905754
Date	Sep 03, 2021
Instrument	A04905754

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1327 SAINT CLAIR AVE, SAINT PAUL, MN 55105-2824
Document Number	0004838093
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 SAINT CLAIR AVE ST PAUL MN 551052824, ST PAUL, MN 55105-2824

Mortgage

Document Number	0004838093
Date	Oct 15, 2020
Instrument	4838093

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 18, 2017
Property Address	1327 SAINT CLAIR AVE, SAINT PAUL, MN 55105-2824
Document Number	0004667859
Instrument Date	Jun 16, 2017
Instrument	4667859
Transaction Type	Transfer
Record Updated	Aug 02, 2017
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 SAINT CLAIR AVE ST PAUL MN 551052824, ST PAUL, MN 55105-2824

Mortgage

Document Number	4667860
Date	Jul 18, 2017
Instrument	4667860

Lender

Name	FLORIDA CAP BK MTG
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,832.00 Homeowner's exemption	$316,500 Land $74,800 Building $241,700	$316,500 Land $74,800 Building $241,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271230353004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 896 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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