1327 Prospect St, Delray Beach, FL 33444 Property Records

Palm Beach County property record for 1327 Prospect St, Delray Beach, FL 33444

Property Summary

Property TypeSingle Family Home
Details2 ba · 920 sqft · built 1959
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Tax Bill$1,313 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN12-43-46-17-24-000-0310

Property Details

APN / Parcel Number

Primary APN12-43-46-17-24-000-0310

Interior

Full Baths2 Baths
Stories1 Story
Building Area920 sqft Living Area
Gross Area1,000 sqft
1st Floor Area920 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1974
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions128 ft deep x 75 ft wide
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area24 sqft
Patio Area241 sqft
Storage Building56 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C

Location & Zoning

Street Address1327 PROSPECT ST
CityDELRAY BEACH
StateFL
Zip33444-1671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-A
Legal DescriptionJEFFERSON MANOR LT 31
Legal Range43E
Legal Township46S
Legal Section17
Legal SubdivisionJEFFERSON MANOR
Legal Lot Number31
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1007
Census Tract6700

Owner

1327 Prospect St is owned and occupied by an individual who acquired it in May 2019.

Source: Palm Beach County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address1327 PROSPECT ST, DELRAY BEACH, FL 33444-1671
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 30, 2019
Transfer Doc0306530562
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address1327 PROSPECT ST, DELRAY BEACH, FL 33444-1671
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1327 PROSPECT ST, DELRAY BEACH, FL 33444-1671

Mortgage

Document Number0336360551
DateJun 14, 2022
Book Page33636/551
Instrument20220256309
Lender
NameMARY WASHINGTON
TypePrivate Party
Address4828 CONCORDIA LN, BOYNTON BEACH, FL 33436
Agreement
AmountAmount on Record
Term377 Months
DueNov 5, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1327 Prospect St was $1,313 with a homeowner's exemption, up 7.5% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityDelray Beach City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,313.00 (+7.53%) Homeowner's exemption$95,840$356,389 Land $262,500 Building $93,889
2024$1,221.00 (-0.89%)
2023$1,232.00 (+1.57%) Homeowner's exemption$92,188 (+3%)$335,112 (+37.98%) Land $145,000 Building $190,112
2022$1,213.00 Homeowner's exemption$89,503$242,874 Land $138,725 Building $104,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1327 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1327 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELRAY BEACH PUBLIC WATER SYSTEM
serves 69,754 people · EPA ID FL4500351
Water SourceGroundwater
Last State InspectionNov 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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