1327 Middle Lake Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 1327 Middle Lake Dr, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,934 sqft · built 2023
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$397,990 (Nov 2023)
Tax Bill	$5,326 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3113-01-00-0180`

Property Details

APN / Parcel Number

Primary APN	`3113-01-00-0180`
Alternative APNs	`13133101000180` `8017778`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,934 sqft Living Area
Gross Area	2,375 sqft
1st Floor Area	1,846 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block/Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	88 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8017778
Street Address	1327 MIDDLE LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-13-31 LOT 18 HALIFAX PLANTATION UNIT II SEC O PHASE 2 MB 63 PGS 116-121 INC PER OR 8355 PG 3912 PER OR 8481 PG 2305
Legal Subdivision	HALIFAX PLANTATION UNIT II
Legal Lot Number	18
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	3
Census Block	3010
Census Tract	80102

Owner

1327 Middle Lake Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1327 MIDDLE LAKE DR, ORMOND BEACH, FL 32174-2013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Prior Sale	Jan 11, 2023 · Amount on File
Deed Document Number	2023227282
Deed Book / Page	8481 / 2305
Record Updated	Oct 29, 2026

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 7, 2023
Property Address	1327 MIDDLE LAKE DR, ORMOND BEACH, FL 32174-2013
Document Number	0084812305
Book / Page	8481 / 2305
Map Reference	MB 63 PG 116-121
Instrument Date	Nov 1, 2023
Instrument	2023227282
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,786.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 MIDDLE LAKE DR, ORMOND BEACH, FL 32174-2013

Mortgage

Document Number	0084812306
Date	Nov 7, 2023
Instrument	8481/2306

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1327 Middle Lake Dr was $5,326 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,008 (+0.36%) Land $60,000 Building $273,008	$333,008 (+0.36%) Land $60,000 Building $273,008
2025	$5,326.00 Homeowner's exemption	$331,825 Land $60,000 Building $271,825	$331,825 Land $60,000 Building $271,825
2023	$982.00 (+1,245.21%)	$55,000 (+1,266.46%) Land $55,000	$55,000 (+1,266.46%) Land $55,000
2022	$73.00	$4,025 Land $4,025	$4,025 Land $4,025

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1327 Middle Lake Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 260 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	260 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1327 Middle Lake Dr is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/HALIFAX PLANTATION (WTP-8) serves 6,630 people · EPA ID FL3644123
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20