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1327 Lucerne Loop Rd NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1327 Lucerne Loop Rd NE, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,599 sqft · built 2020
Lot Size0.143 acres (6,247 sqft)
OwnerCompany Name on Record
Tax Bill$4,342 (2025)
Deeds & MortgagesAug 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN26-28-02-522102-000140

Property Details

APN / Parcel Number

Primary APN26-28-02-522102-000140
Alternative APNs
  • 022826522102000140
  • 22826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,599 sqft Living Area
Gross Area2,079 sqft
1st Floor Area1,599 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area6,247 sqft (0.143 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area480 sqft
PorchFinished/Open Porch
Porch Area48 sqft

Location & Zoning

Street Address1327 LUCERNE LOOP RD NE
CityWINTER HAVEN
StateFL
Zip33881-9301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUCERNE PARK PB 171 PGS 1-4 LOT 14
Legal Range26E
Legal Township28S
Legal Section02
Legal SubdivisionLUCERNE PARK
Legal Block2
Legal Lot Number14
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2043
Census Tract12804

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address800 N STATE ST, 402, DOVER, DE 19901-3925
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address1327 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9301
Document Number0113421872
Instrument DateAug 17, 2020
Transaction TypeMortgage
Record UpdatedSep 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Mortgage

Document Number0113421872
DateAug 20, 2020
Book Page011342/001872
Instrument170128
Lender
NameTEXAS CAP BK
TypeBank
Address2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,902 (-7.18%) Land $50,000 Building $161,902$211,902 (-7.18%) Land $50,000 Building $161,902
2025$4,342.00 (-6.96%)$228,292 (-7.75%) Land $50,000 Building $178,292$228,292 (-7.75%) Land $50,000 Building $178,292
2024$4,667.00 (-2.06%)
2023$4,765.00 (+8.39%)$247,466 (+9.4%) Land $48,000 Building $199,466$247,466 (+9.4%) Land $48,000 Building $199,466
2022$4,396.00$226,202 Land $40,000 Building $186,202$226,202 Land $40,000 Building $186,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims7 (2004–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimApr 2023 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35

May also be available: Verizon.

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