Carroll County property record for 1327 Laurel Ln, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,406 sqft · built 1977 |
| Lot Size | 2.04 acres (89,037 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $409,000 (Aug 2018) |
| Tax Bill | $5,599 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-043481 |
| Primary APN | 07-043481 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,406 sqft Total Area |
| Basement Area | 357 sqft |
| Finished Basement | 357 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 89,037 sqft (2.04 acres) |
| Garage Type | Mixed |
| Garage Area | 836 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 314 sqft |
| Deck Area | 404 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 043481 |
|---|---|
| Street Address | 1327 LAUREL LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 2.0441 ACS 1327 LAUREL LN NW/S HUGHES AVE |
| Legal Subdivision | FOUNTAIN VALLEY |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 507500 |
1327 Laurel Ln is owned and occupied by two individuals who bought it in August 2018.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1327 LAUREL LN, WESTMINSTER, MD 21158-2936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Aug 14, 2018 | Deed, Transfer · Conventional Mortgage TOWER FCU |
| Oct 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on File |
| Deed Sale | Aug 14, 2018 · Amount on File |
| Prior Sale | Jun 17, 2014 · Amount on File |
| Deed Book / Page | 9091 / 319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1327 LAUREL LN, WESTMINSTER, MD 21158-2936 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0094770340 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 9477/0340 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 14, 2018 |
| Property Address | 1327 LAUREL LN, WESTMINSTER, MD 21158-2936 |
| Document Number | 0090910319 |
| Book / Page | 9091 / 0319 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | TOWER TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1327 LAUREL LN, WESTMINSTER, MD 21158-2936 |
| Document Number | 0009091325 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 9091/325 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1327 LAUREL LN, WESTMINSTER, MD 21158-2936 |
| Document Number | 0088430410 |
| Book / Page | 008843 / 000410 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Address | 1327 LAUREL LN WESTMINSTER MD 211582936, WESTMINSTER, MD 21158-2936 |
| Document Number | 0088430410 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 008843/000410 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2047 |
The 2026 property tax bill for 1327 Laurel Ln was $5,599 with a homeowner's exemption, up 5.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,599.00 (+5.36%) Homeowner's exemption | $577,100 Land $140,400 Building $436,700 | $577,100 Land $140,400 Building $436,700 |
| 2025 | $5,314.00 Homeowner's exemption | ||
| 2023 | $4,774.00 Homeowner's exemption | $422,500 Land $140,400 Building $282,100 | $422,500 Land $140,400 Building $282,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1327 Laurel Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1327 Laurel Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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