St. Clair County property record for 1327 Conrad Ln, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,236 sqft · built 2001 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,000 (Jun 2021) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2021 Sale & Mortgage |
| APN | 04-19-0-227-003 |
| Primary APN | 04-19-0-227-003 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| Basement Area | 1,236 sqft |
| Unfinished Basement | 764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 184 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|
| Street Address | 1327 CONRAD LN |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE MANORS AT FAIRWOOD HILLS 9TH ADD LOT/SEC-168 DOC A02702046 |
| Legal Subdivision | THE MANORS AT FAIRWOOD HILLS 9TH ADD |
| Legal Block | 227 |
| Legal Lot Number | 168 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 504355 |
1327 Conrad Ln is owned and occupied by two individuals who bought it in June 2021.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1327 CONRAD LN, O FALLON, IL 62269-7169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Jun 1, 2021 | Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on File |
| Deed Sale | Jun 1, 2021 · Amount on File |
| Prior Sale | Sep 24, 2001 · Amount on File |
| Deed Document Number | 20212702046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Sep 1, 2026 |
| Property Address | 1327 CONRAD LN, O FALLON, IL 62269-7169 |
| Document Number | 0002894305 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20262894305 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1237 CONRAD LN, O FALLON, IL 62269-7145 |
| Document Number | 0002894305, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 20262894305 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.95% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jun 1, 2021 |
| Property Address | 1327 CONRAD LN, O FALLON, IL 62269-7169 |
| Document Number | A02702046 |
| Map Reference | PL 99 PG 31 |
| Instrument Date | May 2, 2021 |
| Instrument | A02702046 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1327 CONRAD LN, O FALLON, IL 62269-7169 |
| Document Number | A02702049 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | A02702049 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $136,229 Land $18,538 Building $117,691 | $408,687 Land $55,614 Building $353,073 |
| 2022 | $101,406 Land $13,799 Building $87,607 | $304,218 Land $41,397 Building $262,821 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1327 Conrad Ln; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1327 Conrad Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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