1327 Biloxi St, Hernando, MS 38632 Property Records

DeSoto County property record for 1327 Biloxi St, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,074 sqft · built 1998
Lot Size	0.298 acres (13,022 sqft)
Owner	Company Name on File
Tax Bill	$3,247 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-13-0-00003-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-13-0-00003-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,074 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,022 sqft (0.298 acres)
Lot Dimensions	150 ft deep x 85 ft wide

Location & Zoning

Street Address	1327 BILOXI ST
City	HERNANDO
State	MS
Zip	38632-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	DEER CREEK S-D SEC A LOT 3
Legal Range	07
Legal Township	03
Legal Section	07
Legal Subdivision	DEER CREEK S-D
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2022
Deed Sale	Jun 24, 2022
Prior Sale	Mar 31, 2014
Deed Document Number	0001001573
Deed Book / Page	1001 / 573
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 24, 2022
Property Address	1327 BILOXI ST, HERNANDO, MS 38632-1225
Document Number	001001/573
Book / Page	1001 / 573
Map Reference	MB 57 PG 35
Instrument Date	Jun 21, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 DOUGLAS RD, 35, HERNANDO, MS 38632-9549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Mortgage

Document Number	0005556191
Date	Jun 24, 2022
Instrument	5556/191

Lender

Name	DEEPHAVEN MORTGAGE LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2062

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,247.00 (+12.94%)	$27,876 (+34.49%) Land $4,500 Building $23,376	$185,841 (+34.49%) Land $30,000 Building $155,841
2023	$2,875.00	$20,727	$138,177 Land $30,000 Building $108,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Telapex Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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