1327 26th St, Rockford, IL 61108 Property Records

Winnebago County property record for 1327 26th St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Jul 2026)
Tax Bill	$2,195 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`174C234`

Property Details

APN / Parcel Number

Primary APN	`174C234`
Alternative APN	`1230381019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,992 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	174C234
Street Address	1327 26TH ST
City	ROCKFORD
State	IL
Zip	61108-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W T ROBERTSONS SUB PT STOCKHOLM PK SUBPT SW1/4 SEC 30-44-2 LOT 007 BLOCK 007
Legal Range	2
Legal Township	44
Legal Section	30
Legal Subdivision	ROBERTSONS SUB
Legal Block	007
Legal Lot Number	007
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	4
Census Block	4010
Census Tract	1500

Owner

Source: Winnebago County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1327 26TH ST, ROCKFORD, IL 61108-3626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage PNC BANK
Sep 30, 2024	Deed of Trust, Mortgage · Line of Credit ROCK VALLEY FCU
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCK VALLEY FCU
Sep 11, 2018	Warranty Deed, Transfer · FHA Mortgage PLATINUM HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	202618441
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 20, 2026
Property Address	1327 26TH ST, ROCKFORD, IL 61108-3626
Document Number	0000018441
Instrument Date	Jul 13, 2026
Instrument	202618441
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,361.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 26TH ST, ROCKFORD, IL 61108-3626

Mortgage

Document Number	0000018442,
Date	Jul 20, 2026
Instrument	202618442

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1327 26TH ST, ROCKFORD, IL 61108-3626
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023572
Date	Sep 30, 2024
Instrument	2423572

Lender

Name	ROCK VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2039

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1327 26TH ST, ROCKFORD, IL 61108-3626
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004917
Date	Feb 9, 2021
Instrument	2104917

Lender

Name	ROCK VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 11, 2018
Property Address	1327 26TH ST, ROCKFORD, IL 61108-3626
Document Number	0001026267
Instrument Date	Sep 7, 2018
Instrument	1026267
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 26TH ST ROCKFORD IL 611083626, ROCKFORD, IL 61108-3626

Mortgage

Document Number	1026268
Date	Sep 11, 2018
Instrument	1026268

Lender

Name	PLATINUM HM MTG
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,195.00 (+6.76%) Homeowner's exemption	$30,865 (+11.43%) Land $4,769 Building $26,096	$92,595 (+11.43%) Land $14,307 Building $78,288
2024	$2,056.00	$27,699 (+26.89%) Land $4,280 Building $23,419	$83,097 (+26.89%) Land $12,840 Building $70,257
2022	Homeowner's exemption	$21,830 Land $3,373 Building $18,457	$65,490 Land $10,119 Building $55,371

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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