1327 10th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1327 10th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,122 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Sep 2018)
Tax Bill	$4,430 (2026)
Deeds & Mortgages	Aug 2022 Sale Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-48873-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48873-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	804 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Width	43 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1327 10TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 008 BLK 014 NORMAL PARK ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	NORMAL PARK ADD
Legal Block	14
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	301

Owner

1327 10th Ave S is owned and occupied by an individual who bought it in September 2018.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1327 10TH AVE S, SAINT CLOUD, MN 56301-5473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 5, 2018	Warranty Deed, Transfer
Jun 9, 2017	Warranty Deed, Transfer TITLE GROUP/TN, TITLE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on File
Deed Sale	Sep 5, 2018 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	20181528480
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 30, 2022
Property Address	1327 10TH AVE S, SAINT CLOUD, MN 56301-5473
Document Number	00A1639588
Instrument Date	Aug 22, 2022
Instrument	A1639588
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 10TH AVE S, SAINT CLOUD, MN 56301-5413

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 5, 2018
Property Address	1327 10TH AVE S, SAINT CLOUD, MN 56301-5473
Document Number	00A1528480
Instrument Date	Aug 23, 2018
Instrument	A1528480
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1327 10TH AVE S, SAINT CLOUD, MN 56301-5473

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 9, 2017
Property Address	1327 10TH AVE S, SAINT CLOUD, MN 56301-5473
Document Number	00A1497487
Instrument Date	Apr 5, 2017
Instrument	A1497487
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TITLE GROUP/TN, TITLE GROUP INC

Transaction

Amount	Amount on Record
Tax	$412.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1327 10TH AVE S, SAINT CLOUD, MN 56301-5473

Tax Assessment & Valuation

The 2026 property tax bill for 1327 10th Ave S was $4,430.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,430.00	$176,800 (+5.93%) Land $25,000 Building $151,800	$176,800 (+5.93%) Land $25,000 Building $151,800
2025		$166,900 Land $25,000 Building $141,900	$166,900 Land $25,000 Building $141,900
2023	$2,456.00	$164,100 Land $25,000 Building $139,100	$164,100 Land $25,000 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1327 10th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1327 10th Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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